Hello & Happy Tuesday everyone! In today's episode we're answering the question of...  HOW DO I FIGURE OUT IF I'M IN THE RIGHT KIWISAVER FUND? If you're not thinking about retirement now, then it's time to start. Whether you're in your 20s, 30s, 40s or beyond, working towards building up a financial cushion NOW that you can retire with LATER is incredibly important. Why? Because building wealth doesn't happen overnight and nobody wants to be in the position where they're a few years out from retirement panicking about whether they can afford to retire or not.  KiwiSaver plays into this (after all, it's purpose is to help us retire post-buying a house), so it's a good idea to ensure you're in the right fund for your risk appetite and goals.  In this episode, Christine and Cat chat about:  How NZ is faring when it comes to preparedness for retirement (spoiler: not great)How our lotus of control affects our preparedness for retirement and overall financial wellbeing5 practical tips as to how you can figure out which if you’re in the right KiwiSaver fundWhy assessing a KiwiSaver provider based solely on fees is not an accurate reflection of the value they may provideWhy being with the same KiwiSaver provider as your significant other doesn’t result in higher risk or less diversification...plus lots more! Get listening now to find out what else we have in store for you. If you enjoyed today's show, we'd LOVE for you to rate & review on Apple Podcasts and share your favourite episode with a friend or family member. Join the conversation on: Instagram - @itsnosecretnz Linkedin Check out all our resources mentioned and full show notes at: wwww.itsnosecret.co.nz/20