BSA and AML...often the least engaging material in banking education but it doesn't always need to be nor should it be ignored. Justin Fischer is the CEO of RiskScout and doing some amazing work in the BSA/AML field with new and innovative ways to make this important area approachable and useful. Check them out at https://www.riskscout.com/ And many thanks to our sponsor, ICBA Securities, which you can find athttps://www.icba.org/icba-securities

Shamim Okolloh is the VP for Community Outreach or Encore Bank in Little Rock...a second year student at the Barret Graduate School of Banking...and now a co-writer of an extremely important book in our industry. And it's a book she's co-written with her favorite co-writer...her son! It's a book inspiring kids (and particularly girls of color) to become commercial bankers! And it has opened up some amazing opportunities for discussions about banking, financial literacy, banking as a...

Does leading meetings or meeting with clients or writing reports/memos fill you with anxiety or has it ever done so? I'll admit it...it does me! You can't help how things like that bother you BUT you can change how you deal with it. And to have someone with Justin's resume and experience sharing some of his "tips and tricks" that he teaches at the Barret Graduate School of Banking...well...it let's us know that we're not alone. Be sure to follow Justin on LinkedIn at:...

I'm always been fascinated with how banks manage through core conversions. Having lived through 2 myself...I get the frustrations. I've LIVED the frustrations! However, there's a good bit of talk around the differing communication requirements needed for each generation...and today's workforce has 4 generations intermingled together. All with different communication needs...all with different points of views...and if we were to throw a core conversion on top of that?!?!?! Siobhan Byron...

When the numbers come out, we bring on Jim Reber (CEO of ICBA Securities) to explain them and put them in context. With the new CPI number out today...we did just that. Apologies for sounding like a chain smoking toad...sinus season in Memphis! And be sure to check out ICBA Securities at https://www.icba.org/icba-securities

Our final annual tradition is the "Very Barret New Year" episode where we get together and talk about the past year and what's on the horizon for the following year. Of course, when you get the three of us together...who knows what'll turn up. That's why we love working together! So...Happy Holidays to you and yours from all of us at the Barret School of Banking and ICBA Securities

In part 2, we pick up with part 7 in our conversation with Jimmy. One of the longest running traditions on the podcast is our year in review with Jimmy Sawyers of Sawyers and Jacobs. Jimmy is an industry leader in cybersecurity and banking technology and each year he puts out a Top 10 Trends around this time of the year. So, what we like to do here is take his 2023 list and look backwards and see how the trends developed over the year. Check out Sawyers and Jacobs at...

One of the longest running traditions on the podcast is our year in review with Jimmy Sawyers of Sawyers and Jacobs. Jimmy is an industry leader in cybersecurity and banking technology and each year he puts out a Top 10 Trends around this time of the year. So, what we like to do here is take his 2023 list and look backwards and see how the trends developed over the year. Check out Sawyers and Jacobs at https://sawyersjacobs.com/ And thank you to our sponsor, ICBA Securities!...

Walk off those extra turkey calories with Chris and Byron talking about music and food. It may surprise you that we don't spend every waking minute talking about banking. I know...shocking. But, we thought you'd like to hear what a typical Chris and Byron conversation sounds like...on two of our favorite topics. Just sit back and laugh along with us...enjoy our hot takes...criticize our opinions...we're ok with all of that! Don't forget to check out our sponsor, ICBA Securities, and...

Banks need deposits...banks raise deposit prices...or banks go to capital markets...bank down the street does the same thing...margins get thinner and thinner... Sound familiar? So, let's break out of that rut and rethink this idea of marginal cost of funds as well as the value of our franchises and incorporating an idea called "lifetime value of accounts". Honestly, it's the best long-term option community banks have in an environment like this. Neil Stanley is the CEO and Founder of The...

We have several end of the year traditions at Main Street Banking and taking a look back at the year with Gerrish Smith Tuck, PLC is one of them. Greyson Tuck is President of Gerrish Smith Tuck PLC and Gerrish Smith Tuck Consultants LLC located here in Memphis. They do extensive traveling, consulting, and teaching with community banks all over the country and have their fingers firmly implanted on the pulse of the industry. To get in touch with Greyson and/or to register for the...

When there's economic news you can use for community banks, we bring Jim Reber to help explain. Jim is the CEO of ICBA Securities here in Memphis and one of the top subject matter experts in this area for community banks. Many thanks to him and ICBA Securities for the sponsorship of the show and willingness to help the community banking industry! https://www.icba.org/icba-securities

For about 20 years, we have done a GAP Assessment where students are surveying the communication (by extension, then, the bank's culture). It's a look at the communication culture of the entire bank from multiple different angles and perspectives. It's always a fascinating look at banks to see where these gaps exist. And that's what led us to this. Over these nearly 20 years, we've had great insights into a good sample of community banks' cultures. We thought it was a good idea to share...

Continuing yesterday's conversation around stewardship and banking. If you haven't heard part 1, be sure to go check that out.

Stewardship is a word that we don't use often in the banking world...and that's a shame. While many of us come from a faith tradition that brings a particular set of ideas along with the word, there are some very pertinent points that apply so specifically to banking that I think it wise to discuss them here. For me, this conversation (and those leading up to recording) really sharpened the focus of what it is we do. Eric Alexander has a long career in banking and recently started Six...

So, the bank president gets hit by a bus...what happens? What about the CFO? Or the Compliance Officer? Is that a different story? With apologies to our friends in executive management (I swear, we're not trying to bump you off!), a large part of culture and engagement that we are missing is succession planning...and by that I mean more than what the regulators make us do. Stephen Ingalls is the Pres/CEO of Team Catalyzer that specializes in these types of discussions with community...

Thanks for coming back for part 2. If you missed part 1, please go back and listen so you'll be caught up! We talk a lot about engagement and culture and things like that. For some, it's an odd concept to get our minds around. Numbers people like...numbers. So, let's look at some. Each year, Cross Financial has done an engagement survey that specifically targets community bank employees and finds out where the needs are. Check out the results on the show page check out Cross Financial at...

We talk a lot about engagement and culture and things like that. For some, it's an odd concept to get our minds around. Numbers people like...numbers. So, let's look at some. Each year, Cross Financial has done an engagement survey that specifically targets community bank employees and finds out where the needs are. Check out the results on the show page check out Cross Financial at https://www.crossfinancial.com/ Finally, may thanks to ICBA Securities for their sponsorship. Check...

Whenever there's news community bankers can use regarding the goings-on in the markets...Jim Reber, CEO of ICBA Securities is who you need to know. We bring him on the show to fill us in on what is going on regarding our investment portfolios and offer insights into how community banks are effected. Be sure to check out ICBA Securities at https://www.icba.org/icba-securities

We're continuing yesterday's conversation with Shamim Okolloh, VP Community Outreach Officer for Central Arkansas at Encore Bank. If you haven't heard yesterday's episode, go back and listen because you are, literally, jumping into the middle of a great conversation. Finding a place to split this up was tough. What I found so interesting about today's piece was Shamim's bringing back the community needs to the bank. Armed with the banking knowledge, she goes out into the world to reach...

Shamim Okolloh is VP Community Outreach Officer for Central Arkansas at Encore Bank. She is also a first year graduate school student here at Barret. During grad week, she and I had an awesome conversation about her role in bridging the gap between minorities/underbanked/unbanked communities. It was one of those conversations that you kick yourself for not having a mic ready to roll. So...I brought her back for the podcast so that we could all benefit from her perspective. If you'd...

Jack Hubbard is, in my opinion, one of the reasons to be on LinkedIn. His content is one of the best I know in the industry and he's one of my go-to's in terms of banking content I need for my job. He also just schooled me on what I'm doing wrong on LinkedIn in this episode...LOL! And I think he'll do the same for you. Using LinkedIn as part of your sales process is a concept that, I think, we don't think about near enough. Today, Jack shows us the 8 mistakes he sees bankers make with...

I know it's been a minute since I followed up with the ChatGPT episode but I still wanted to talk about it since more news and insights have come out around AI. Needless to say too...it's been an interesting month around banking and it's time we have a serious chat about that. Don't forget to check out our sponsor, ICBA Securities at https://www.icba.org/icba-securities

We'll get back to the ChatGPT pt 2 episode...but...because we are in the middle of our Commercial Lending Academy this week, I wanted to bring on Michael Fielding again from Husch Blackwell. Michael's been a frequent guest on the show and always has some really cool takes on distressed loans in ways that you may not have considered. I always enjoy having him on. Well, today, he's put together a quiz of some commercial lending situations that you may/may not have encountered...but good...