My guest today is Jacob Shamban. He's a financial advisor who is hardworking and conscientious. Jacob also happens to be the only guest we've had NOT born in the 20th Century! The dynamic 22-year-old is breaking norms in the finance world with fresh insights and a unique approach to personal finance. Not only is he skilled at helping people with financial plans, but as one of his mentors, I've found him to be an excellent communicator. In this episode, Jacob and I discuss his college baseball journey from Texas to Iowa. He attended Iowa Western for two years before transferring to the University of Wisconsin-La Crosse. Jacob always wanted to play college baseball, and was willing to leave Texas to do it. Now that he's earned a college degree, he's decided to call Wisconsin home. According to Jacob, the main obstacle he faced in achieving his ultimate goal of playing Division I Baseball was his mindset. Although he had the skills, he said lack of confidence held him back. As a sharp young financial advisor, it's evident he no longer lacks for confidence. We also talk about Jacob's goal of becoming a millionaire by age 30. When I ask about his strategies, he says he's focused on improving his saving habits. He emphasizes the importance of starting to save early and letting compound interest work its magic. Although his father set aside funds for his education, Jacob wishes he'd started saving even earlier. Hope you enjoy listening as much as we did recording.