In this final episode of 2023, I share personal stories from Christmas Eve, Christmas Day, comment on others’ ‘Best of’ Lists & Quotes, and share an update on the near-future of the podcast. Here’s what’s covered in this final episode of 2023: Top 5 Wealth Killers by Peter Mallouk By a landslide: credit card debtHigh student loans without a high earning degreeHouse(s) / car(s) beyond needs and with a higher carrying cost than you can affordA partner that encourages excessive spendingPersonal lifestyle creepLouis L’Amour was one of the world’s most popular authors. My friend, Joseph Wells (@josephcwells on X), who wrote How to Become the Richest Man in Babylon, in October 2019, read L’Amour’s autobiography in 2023 and wrote the Top 10 Lessons he learned: Expect rejection and be pleasantly surprised by success.Don’t let school interfere with your education.Only judge people of the past based on standards of the past.Ideas are everywhere. All you have to do is pay attention.Just because you disagree with someone doesn’t mean you can’t learn from them.Having an opinion is not the same as thinking. The latter is more valuable than the former.“Only one who has learned much can fully appreciate his ignorance.”The best way to be a bad manager is to act before you understand a situation.“Talent is nothing but long patience.”“Let people know what you’re looking for. Often the best information will come from the least likely sources.”By the way, I’ve been reading Joseph Wells’ The Lake Street Journal for 4 years. It’s sent to my Inbox every Friday morning. I recommend it.