In this final episode of this season of the Fiscal Fitness Podcast, we want to push you a little harder. If you’ve stuck with coach Kelsa and Coach Jill for this long, chances are something has resonated with you. We want to know, what are you going to do to achieve fiscal fitness?   We want to hear the first step you’re committed to taking with your money. Drop us a DM on Instagram at @fiscalfitnessphx.    Throughout this season, your hosts and financial coaches Kelsa Dickey and Jill...

When so many people think of budgeting, saving, and debt payoff, they often think that’s the end goal. The goal is to manage your money. But as we’ve talked about in previous episodes, your money is the tool to help you build the life you want. Your money simply makes you more of who you already are. So the key to becoming good at money is knowing who you are, what you stand for, what you value, and then putting your money to support what you are doing and want to do.    Who do you want...

If you're just joining us now, don't skip the previous episodes! Go back to Episodes 8 and 9 and make sure you understand the Plan Maker and Goal Maker steps first.   Once you've established yourself as a Plan Maker and Goal Maker, a big sign of being a Dream Maker is that you don't feel tempted. You don't fall into comparisonitis about what others are doing with their money. If you're coach Jill, you don't feel pressured to buy a Peleton bike.    Dream Makers feel wealthy because...

If you're just joining us now, don't skip the previous episode! Go back to Episode 8 and make sure you really understand the Plan Maker step first.   What do you want? In this episode, we want you to ask what you want so badly that you’ll do anything to get it.    You might want to get out of credit card debt because credit card debt is no fun. It’s not a great feeling to have money going toward debt every month. But what getting rid of that debt might mean is that you’re able to take...

We believe fiscal fitness is all about creating a plan for your money that you love, building the habits to work that plan, and then challenging yourself to set a goal and go after it.   If you think about an area of your life where having a plan helps - think of meal planning, fitness training schedule, macros - it gives you peace of mind. You know what you have to do. It makes decision-making easier and faster.   Enter the dreaded budget. Unfortunately “budgeting” as most of us know...

There is a roadmap you follow to get results in your training. The same thing goes for your money. There’s a roadmap you can follow to get out of debt and build up your savings and it’s not as hard as you think.    In this episode of the Fiscal Fitness Podcast, Financial Coaches Kelsa Dickey and Jill Emanuel talk about the three milestones you hit on the way to becoming someone who is “good with money.” You need to become a plan maker to then become a goal maker to then become a dream...

We know you are already doing great things with your fitness and nutrition. The habits you have built in your daily life around your training are going to be so helpful for you to use in your financial life as well. Think about the regular habits you use every day that got you to where you are. You plan your nutrition. You plan your training. You plan your check-ins. You track your metrics. You set goals for yourself, both short and long-term. You know as long as you’re sticking to...

When Coach Kelsa first started working with a fitness coach, she had a goal to lose 10 lbs. At that time, 10 lbs seemed like a big deal. A year into her program, she lost more than twice that amount and is now training for her first powerlifting meet.    As financial coaches, Kelsa Dickey and Jill Emanuel have seen this with their clients too. A client comes to them with an immediate need or idea that feels big to them. Let’s say they want to pay off a credit card or build up their...

Your fitness and your finances are tied together. Whether or not you realize it, the way you manage your money daily affects how well you can train. Do any of these scenarios sound familiar? You’re running around putting out fires and reacting to things because you forgot to pay a bill.  You’re taking on clients you don't love, charging too little, or exchanging time for money because you don’t have a compensation package that supports your lifestyle and goals.  You're not sleeping well...

If you’re good with your fitness but not so hot when it comes to your finances, you’re probably telling yourself a few things. You're making excuses as to why you're "not good with money." These are likely the same excuses you'd never tolerate when it comes to your own fitness or excuses you'd let a personal training client get away with. And yet you’re buying into them when it comes to your money. That’s what your hosts and financial coaches Kelsa Dickey and Jill Emanuel are going to talk...

Coach Kelsa and Coach Jill weren’t always so dialed in with their fitness and finances. Coach Kelsa for years struggled to make her fitness a priority while growing her financial coaching business. And Coach Jill, despite several injuries and surgeries through the years has been pretty great with her fitness. Her finances though were a wreck before she started financial coaching.    Hear their stories about the moments that sparked a change and shifted their trajectory. Learn about the...

We are here to dispel the myth as to what it means to be financially fit. And fitness folks, we’re speaking your language. This is a podcast for people who are fitness-obsessed but maybe not so great when it comes to their finances. So, why are we talking about money management and fitness?   So many times people think Fiscal Fitness or managing your money well results in more money. That is one piece of it. That’s a really fun piece of it. But it’s just like saying getting in shape is...

Podcast description: Personal Trainers, studio owners and other fitness enthusiasts listen up! You have a plan for your training. You have a plan for your nutrition. And you may even be helping your own clients plan for those things too.  What if I told you that all those same skills can be used to create a plan for your money too?  We’re your hosts Kelsa Dickey and Jill Emanuel. We are financial coaches who have helped thousands of fitness-obsessed individuals just like you to stop winging...

How financial coaching finally helped this couple see eye to eye on their finances

How Financial Coaching Helped this Couple Get and Finally Stay Ahead

The budget you have today is not meant to be permanent. It can and will change. Furthermore, it should change. Your budget is a living document. So instead of trying to squeeze into it like a pair of jeans that no longer fits, give yourself some breathing room and create the budget you need to match your life as it is now. Listen to this podcast to learn about the four signs you budget is no longer working for you and how to create one that does.

A caretaker is someone who uses their time, money, or energy to assist their immediate family members, friends, or colleagues.  Are you always stepping up to meet the needs of those around you?  Do you support a spouse or partner by working a lot or in a job you don’t enjoy so they can pursue a hobby or dream job? If you ask yourself often, but “What would they do without me?” If so, you may fall pretty high on the spectrum of caretaker tendencies. As financial coaches, we sometimes have to...

If you have kids, usually it’s not a matter of to Disney or not – it’s a matter of when. Whether you’ve never been to Disney or make it an annual pilgrimage like our very own Coach Jaclyn, this episode is for you. We brought in an expert to talk about ways to plan and budget for your perfect Disney vacation.We chatted with Stacy Ellis, a travel advisor for Key to the World Travel, an Authorized Disney Vacation Planner. She’s been to Disney more than 16 times and loves helping families and...

When it comes to bodybuilding and wealth building there is one thing that seems to be very true: Once you build the foundation, it’s pretty easy to maintain. Unfortunately building that strong foundation is what keeps so many of us held back. We face a long list of challenges, including: Too many choices/options and trying to decide which is right for you  Decision fatigue Trying to use an app when it’s not built for your unique scenario or needs  Lack of accountability No ability to...

In this episode of the Fiscal Fitness Podcast, Coach Jaclyn interviews Coach Jill, who is a mom of two, all about kids and money. They discuss at what age to introduce debit cards, how much you should spend on daycare, and how much allowance you should give and how it should be given or earned. Jill also admits that at one point when her two boys were young she was paying $20,000/year for childcare. It gets better parents of young kids!   Extra Resources for Kids and Money: Schedule a...

Kelsa Dickey of Fiscal Fitness Phoenix discusses the myth of "I don't have time to budget my money!"    Resources / links related to topic / mentioned in podcast: Schedule a free Q&A call with one of our financial coaches Read more about a Eureka session, or schedule your own! Read these client success stories. We are always inspired by what our clients accomplish! (https://fiscalfitnessphx.com/client-success-stories/)

Do you ever feel urgency or stress around this idea of "I need to make my money work harder for me!". If so, this one's for YOU! “I want my money to be working for me”. This is something we hear from people who reach out to us all the time. When we ask clients what their goals are, so many of them will tell us they want their money to be working for them. They want to be doing MORE with their money. They want to make sure they are making the best decisions with their money, etc. And I love...

Do you have big goals for 2021? As we head into the new year, so many of us are setting different goals for the year. We created a free download (click here to download) to support you throughout 2021 so that you can stay present and focused to your goals all year long. In this episode you will learn... How to set a SMART financial goal How to challenge yourself with Good, Better, and Best goals How to track your 2021 goal progress with our freebie: 2021 Goal Tracker   Additional tips: To...

Just because it’s called a “stimulus” check does not mean that it is your responsibility to go out and stimulate the economy with it. A big purpose of this stimulus bill was to provide additional financial relief to the American people. So in this episode, I am going to share five things you could do with your stimulus check to bolster and strengthen your own financial position, as well as some ideas of how you could use it to support your community.   In this episode you will learn... How to...