How do you teach children the realities of what you can afford without stressing them out. And if money isn’t tight, how do we curb their entitlement? Maggie Dent asks finance author and mum Effie Zahos how and when to talk to kids honestly about your cashflow, the costs of running a family and what to say if you’re struggling to pay your bills and need to cut back on the fun stuff.  The advice provided in this podcast is general in nature and does not take into account your personal situation. If you require further advice specific to your needs please consult a professional.     Host: Maggie Dent  Producer: Josie Sargent  Consulting Producer: Carmen Myler  Executive Producer: Kim Lester  Sound design: Isabella Tropiano  Field recordings: Rebecca McLaren