How are today's youth weathering the storm of the cost-of-living crisis while keeping their fingers firmly on the pulse of culture and beauty standards? This week's episode features Tumisha and Alvin of Tag Agency, who discuss the findings from their $penny Report. This report highlights this generation's resilience, embracing thrifting and DIY to maintain their identity.  DOWNLOAD THE REPORT - https://www.tagagency.co.uk/download-reportFOLLOW TAG AGENCY ON INSTAGRAM -...

This episode is with Sammie Ellard-King, founder of financial education platform Up The Gains. In this episode, we're discussing how to begin your wealth-building journey, ways to increase your personal growth and how to give your income a boost. FOLLOW UP THE GAINS: Instagram - https://www.instagram.com/upthegainsmoney/Website - https://upthegains.co.uk/Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter -...

This week's episode is with mortgage advisor Dan Knott demystifying the home-buying process for first-time buyers. He covers how mortgages work, what to be aware of before making an application and schemes available to boost your savings financially. FOLLOW DAN 🏡 Instagram - https://www.instagram.com/dandoesmortgages_/ LinkedIn - https://www.linkedin.com/in/dan-knott-1740b31b0/ Support the showFOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter -...

We're back with another episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey. This was the final panel of the night with London solo buyer Ayo and couple Alex and Cameron who bought in East London.  Filled with a lot of useful tips and insight, hope you enjoy this episode! Support the showFOLLOW PENNIES TO POUNDS 💸 Instagram -...

When you think about a professional dancer, does the image of a financial whiz come to mind? For Susie, this week's podcast guest, this unlikely transition from the stage to spreadsheets is her reality. Susie Italiano, the finance fairy godmother for small charities and creative freelancers, shares how to calculate your minimum monthly spend, the benefits of an emergency fund, and ways to diversify your income. Visit The Idle Money Blog Website - https://idlemoneyblog.com/Learn more about...

In this episode, we're discussing Life Insurance and the importance of having insurance policies to protect your finances. To do this, we're joined by Insurance Advisor Ella or Ella Ensures who breaks down the different types of policies available and at which points in life you should consider taking them out. FOLLOW ELLA: Instagram - https://www.instagram.com/ellaensures/ Support the showFOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter -...

This episode is filled with insights from Topsy Taiwo, the property guru behind Property Purchaser, guiding us through the Right to Buy scheme. We also explore the process of going from buying your first home to your next home - schemes available, the process, and how to find a good estate agent. Get Topsy's Book - https://payhip.com/b/4DwuTFollow Topsy on Instagram - https://www.instagram.com/topsytaiwo/Follow Property Purchaser on Instagram -...

Happy New Year everyone! As we're heading straight into 2024, the first episode of the year is discussing how you can make conscious money decisions to reach your financial goals this year. TOPICS COVERED: Discovering your financial valuesSetting realistic financial goalsCreating a useful budgetMindful spending and consumerism- Listen to the episode with Andrea to discover how to shop fashion sustainably here. - Download the budgeting app Emma - https://emma.to/kiacommodore - Download the...

Looking to make savings this Black Friday and Cyber Monday? This episode is not just about the nuts and bolts of smart shopping. It's about real-life experiences and strategies we've picked up along the way. PLUS we discuss Travel Tuesday - the little-known opportunity for discounted travel! WEBSITES MENTIONED: Google Shopping - https://www.google.com/shopping?hl=enTopCashback - https://www.topcashback.co.uk/ref/whatzitoyaQuidco - https://www.quidco.com/raf/3561322/CamelCamelCamel -...

Ready to take charge of your financial future and build generational wealth? Sharing my personal journey, this episode is packed with actionable steps for those in their 20s, 30s, and beyond.  Discussing methods to build your wealth, how to set clear financial goals as well as how to approach saving and investing for the long-term. This is the podcast that you need to listen to if you want to grow your assets! Budget Spreadsheet -...

In this episode, we delve into the basics of investing and explore the significance of clear financial goals, the necessity of an emergency fund, and various investment strategies. From buying individual stocks and shares to pouring your money into investment funds, we've got you covered.  INVESTMENT PLATFORMS MENTIONED: Wealthify - https://www.wealthify.com/Hargreaves Lansdown - https://www.hl.co.uk/Plum - https://withplum.com/Freetrade - https://freetrade.io/Trading 212 -...

#ad Want to boost your financial journey but short on time? You’re in luck because Kia has been busy working on a brand-new podcast with Legal & General called A Little Bit Richer, and it’s aimed at making you just that. These weekly bite-sized episodes cover the stuff they didn’t teach us at school but that you need to know to survive adulting in your twenties and thirties - everything from making sense of your payslip to mortgages and pensions, to financial well-being and mental...

Ever wonder about the pros and cons of renting vs buying a property? In the second panel at our London event on the 24th of August 2023, we were joined by two amazing panelists to discuss this further. Jade Vanriel (here), a seasoned property buyer and content creator, and Nadine Bacchus (here), a pandemic renovator, share their personal journeys and lessons learned.  Support the showFOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter -...

We're back with an episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey. This episode is Panel 1 - What are the schemes and options available for first-time homebuyers? Our panel was comprised of property expert Tayo Oguntonade (Brickz With Tipz) and financial advisor Emmanuel Asuquo (The Eman Effect). Ever wondered what steps you need to take to own your first home?  By...

Imagine being in your early twenties and a homeowner. Sounds like a dream, right? Meet Jade Vanriel, a property & lifestyle content creator who turned this dream into reality. She shares her journey - from making sacrifices and tough financial decisions to living with her aunt to save money. She also gives young people a roadmap to kickstart their property-buying journey. But what if your budget is tight? No need for despair, as Jade delves into strategies to navigate the property...

We've got a gem-filled episode for you this week! Join us as we dive into the secrets of career success with our special guest, Shay Loko. Shay is a job-search content creator and co-founder of the Black British pub quiz, PRTY HERE. Shay reveals strategies for leveraging non-monetary benefits, from flexible schedules to professional development opportunities, to enhance your work-life balance and job satisfaction. And of course, we delve into the crucial topic of knowing your worth in...

This week's episode is live with Hayley Mulenda!  Hayley Mulenda is a Multi-Award Winning International Speaker, Author, and Change Agent who has spoken to thousands of people across the world sharing her story of how she turned her pain into purpose. Get ready for a mind-expanding episode that will transform your relationship with money and ignite your personal growth journey. We dive deep into the captivating connection between self-worth and financial abundance.  Gain practical advice...

Get ready to dive deep into this week's finance headlines in this episode! To do so, we're joined by podcaster and current affairs commentator Ayo, aka Disunomics. We uncover the recent buzz surrounding interest rates, as they soar to a surprising 4.5%. What does this mean for you? Discover how the rate hike impacts savers, mortgage holders, and the overall economic landscape. 🗞 ARTICLE:...

Join us for a riveting conversation with Larry, a successful entrepreneur and investor who has made his mark in the world of digital asset brokering, web design, and luxury asset investing. Larry shares his inspiring journey to wealth creation, from his early days in tech to his pivot into the high net worth investment space. Discover the hottest trends in luxury asset investing, including the most popular types of assets that high net worth individuals are investing in and what makes these...

In this episode, we explore the complex and often taboo topic of financial dependency in relationships. Nadine, the creator of the social media page Rona Renovation, shares her insights on how financial dependency can manifest in a relationship, and the impact it can have on both partners.  We delve into the power dynamics within relationships and how cultural and societal factors contribute to the idea of marrying for financial security. We also discuss the warning signs of financially...

In this episode, we dive deep into the inspiring story of Ibrahim Braimah, who went from being homeless to owning multiple properties. They share their journey of how they overcame obstacles and challenges, and the mindset they developed along the way. We also discuss practical tips for getting started in property investing with little to no capital, including creative financing strategies and leveraging other people's resources. Additionally, we discuss the importance of location when it...

This episode is with Mary-Grace Olu, a final year university student studying Law who is also an online content creator sharing her journey as well as fashion & beauty content.  TOPICS COVERED: Choosing law as a career pathGoing to Brampton Manor Academy for sixth-formBeing rejected from Oxford UniversityBecoming a successful online content creatorManaging money as a university studentExploring other paths whilst at university FOLLOW MARY-GRACE: Instagram -...

This week’s episode is sponsored by Visit England. Kia is joined by Jazz to discuss their trip to Newcastle discussing what they got up to and how they saved money on their staycation. TOPICS: - Things to do in Newcastle - Places to eat in Newcastle on a budget - Things to do in Newcastle on a budget - How to save on staycations in England For more Newcastle ideas head to: www.newcastlegateshead.com. Or, for more inspiration, VisitEngland has created a hub featuring ways to save on breaks...

This week's episode is focusing on the link between mental health and finances. We're exploring this topic into the triggers and how people can take care of their mental health. To discuss this topic, we're joined by Celine Erorh, founder of mental health platform Celutions. TOPICS: How Celutions beganThe link between mental health and financesWays to take care of your mental healthHow to start journallingStatistics regarding young people's mental health and financesUnderstanding potential...