This week on the podcast we’re answering your questions! 1 - Should we go with a cash out mortgage refinance in order to pay off student loans? 2 - Can I contribute to a self employed retirement account while also contributing to my employer sponsored plan? 3 - What does it take to be a HUD landlord and how do I balance community renovation with gentrification? 4 - We have a lot of available credit through our credit cards, but we never use it. Should we keep those cards open or close those accounts? 5 - Considering the stock market is hot and a correction is iminent, is dollar cost averaging or lump sum investing a better approach for me? And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ During this episode we enjoyed an Ogee by Jackie O's Brewery - a big thanks to Art, Mackenzie, and all of our friends there at the brewery! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money! Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers