In this episode of The Power Producers Podcast, David Carothers and co-host Kyle Houck interview Michael Charles, of RSC Credit Freedom Solution. Michael discusses the critical importance of credit in both personal and business contexts and its impact on the insurance industry and overall financial health. Key Topics: Michael Charles discusses the significance of understanding and leveraging credit for personal and business advancement The epidemic of debt in the U.S., particularly among college students, and its long-term impact The role of credit in the insurance industry and its influence on underwriting decisions Strategies for responsible credit use and avoiding common pitfalls Michael Charles shares insights on repairing credit and the importance of accurate credit reports The impact of credit on various aspects of life, including business growth and personal finance management Practical tips for using credit cards wisely and maximizing benefits like cashback and points  Connect with: David Carothers LinkedIn Kyle Houck LinkedIn Visit Websites: RSC Credit Freedom Solution Florida Risk Partners The Extra 2 Minutes