In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages. We talk about the following: Using mortgages to leverage upWhy buy 1 property when you could buy 4?What is the end goal and why invest?Minimum salary thresholdLimited company vs personal Personal guarantees within limited companyRepayment mortgages vs interest only mortgagesFinding the correct mortgage for your circumstanceSurveyors and valuations processOptimism surrounding buy to let mortgages Best rates possible right now and arrangement feesWhat happens if you find yourself in negative equity Down-valuation possibilities and outcomes 🔗 Subscribe and watch episodes on our youtube channel Follow Meryn: Website: envoyfinancial.co.uk instagram: @merynstewart **DISCLAIMER** Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise. 🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers. 🎟  Book your place at the networking events here ⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify. Connect with us on social media: 🔗 Join our private Facebook group  🔗 Follow us on Instagram  📩  Email us: [email protected] [email protected]