Join us for the latest episode of the Scottish Property Podcast, where we delve into the ever-evolving landscape of the Scottish property market. Our special guest, Fraser Kelly from Keller Williams Estate Agents, joins us to dissect all the latest news and developments. Political Shifts: Discussing the impact of the Green party being ousted from government and the resignation of the First Minister on the housing bill in Parliament.Mortgage Rates: Exploring the implications of rising...

In this episode Nick & Steven chat with Steven McKaveney about his life in IT, living and working in Dubai for years, his SA strategy across the country and his new AI deal sourcing website and patented software. We talk about the following: Starting in IT being a “cable monkey”Contracting and altercations Living in Dubai for 5-6 years Being paid £24,000 a month Working on apps for Banks in DubaiThe efficiency of the Arab cultureAttending a property course Doing SA in Manchester and...

In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages. We talk about the following: Using mortgages to leverage upWhy buy 1 property when you could buy 4?What is the end goal and why invest?Minimum salary thresholdLimited company vs personal Personal guarantees within limited companyRepayment...

In this episode Nick & Steven chat with Pedro Tang about moving from Venezuela to Scotland with nothing and how he built a 70 property portfolio in Fife. We talk about the following: Born in Venezuela, bred in ScotlandStudying business management Leaving a job to move to ScotlandMoving to Fife for the cheaper property pricesNot having a plan BMeeting his wife going diving Being a gas engineer to tradeDoing property with your partnerHis wife being diagnosed with cancerCarrying on with...

In this episode Nick & Steven chat with Andrew McGee about his gym business and building it up from nothing with a quality service. How he built his portfolio in Wishaw and how he plans to scale his business in the next few years with systems and skill.  We talk about the following: Starting his first business at 16Being a boxer and competitive bodybuilder at 18Opening his first gym in 2013 in WishawCreating a network through the gym communityGiving the customer quality The power of...

In this episode Nick & Steven chat about the latest in the property market for March including the looming rent cap being lifted. We talk about the following: The end of the rent cap Potential need to sell if after raising rents the tenants contests Landlords raising rents to actual market value The difficult decisions facing landlords after interest rate risesHas Landlords goodwill after Covid come back to bite them?The Scottish government legislation in protection for tenantsThe fear...

In this episode Nick & Steven chat to about his eclectic heritage and growing up in Russia. Moving to Germany for a scholarship and ending up in Glasgow in 2010 as a property investor. We talk about the following: Growing up in RussiaHis diverse family backgroundHis son being in the new Tetris movieAttending a course in 2016Buying a flat in Renfrew to get startedThe difference between lease option and assisted saleBuilding refurb debt on credit cardsShould foreign investors be allowed...

In this episode Steven talks to Alan Keddie & Katie Hall from Premier Properties lettings and estate agent in Perth. From humble beginnings to a thriving and award winning partnership. We talk about the following: Buying properties before the crash of 2008Hitting negative equity as a result Buying first property at 19Realising you can have more than one mortgage Building a portfolio whilst driving an articulated lorryThe state of the Perth property market The ease of property purchases...

In this episode Steven chats with Scott MacColl about his heritage in horticulture and landscaping business. Working smarter, not harder. Buying land with a 5 bed cottage and a fishery. Balancing family life, business and property investing while using a network and community to find deals. We talk about the following: Having a heritage in horticulture Building reputation for good quality work Letting staff go if their resignation doesn’t make life hardCreating packages for staff...

In this episode Nick & Steven are joined by Davy Hutton for the market update for the month of February. House prices are stable and may riseMore easily available mortgagesHas the investor mindset changedStuart Milne going bust Underinsuring issuesCommunism, corporations and tax Selling off public services to corporationsThe effect of attacks on ships in the red sea to the economy The impact of the bank of England base on mortgage lendingWe are now in an “official” economic recession The...

In this is episode Steven chats to Ewan Dudding of Go financial services about financing deals, brokering and mortgage services. How he has built a 50 property portfolio very quickly with in the last 4 years. We talk about the following: Working in the property industry AND being an investorBuilding up a relationship with clients How to creatively finance deals Scaling a property portfolio quicklyPurchasing 28 properties in 18 months Owning a 50 property portfolioDoing 15 grand refurbs for 4...

In this episode Steven & Nick chat with Luis Guarin from Prime Property Auctions about starting his own cleaning company at 18. Joining John Morris as a partner and focusing on progress in the property auction business with top notch content while building an investment property portfolio in the background with his new wife Gemma.  We talk about the following: Joining Prime Property auctions in Oct 23Starting out working for free to gain experience Starting the Property Hub network...

In this episode Nick & Steven chat with Taylor McDonald form 1st Seed Property about turning his life around as a young teen being kicked out of home and made homeless to purchasing commercial property, businesses & building a 10 property portfolio to become a pro investor before 30 years of age. We talk about the following: Being inspired to get into property by a friends dad Realising you can achieve anything seeing others successGetting kicked out of school at 15Working 40 hour...

In this episode, Nick & Steven bring the listeners up to date with all the latest news in the property market. We talk about the following: The latest inflation data and how it has impacted interest ratesThe end of the current rent cap legislation and what happens next from the 1st AprilThe latest rent data from across the countryRising property prices in Scotland The government announcement that they want to bring in 99% mortgages 🔗 Subscribe and watch episodes on our youtube...

In this episode Steven & Nick chat with Andy Jannetta about running ultra marathons, finding deals through family members, private finance and getting in to portfolio purchasing. He also discusses his life off shore and how he has built his property portfolio after becoming an accidental landlord. In this episode we cover: Loving extreme sports and ultra marathon runningWorking in the oil and gas industryHow to get around paying ADSBecoming an accidental landlord in 2013terrible tenants...

In this episode Steven & Nick chat with John McGlynn owner of CoVault storage & workspaces about his many businesses, studying for a law degree, time spent on primetime tv, working with Glasgow airport and living in Monaco after a very successful 30 year career as an entrepreneur. This is jammed packed with anecdotes and business tips. We talk about the following: Don’t believe everything you see on instagramStarting in 1993 with a Glasgow airport car park Getting to the next level...

In this episode Nick & Steven chat with Mark Shanta for a mid month market update. Covering house price predictions, Stuart Milne builders going bust, where interest rates are going and the birth of “Positive Ponty”. We talk about the following: The possible cutting of interest ratesAre we heading towards 7-8% mortgage rates?Will bank rates be slashed or continue to rise?The new Paragon buy to let product with a 5% feeFactoring all of these fees into your deal numbers Are surveyors...

In this episode Nick & Steven chat to Cameron Colqhoun about his life as a personal trainer, owning and losing SA property in Edinburgh and making £9000 profit on an unexpected sale. In this episode we discuss: Buying a house with his brother in 2020 to flipBorrowing money from parents to get set upPurchasing a property above the Grassmarket in EdinburghThe current demand in Dundee for the wind industryTerminating leases due to lack of cashflowLosing £1200 pcm profit due to the new SA...

We are thrilled to announce the release of our special New Year's Day episode of the Scottish Property Podcast, a comprehensive wrap-up of the best insights from 2023 and our market predictions for 2024. This episode is a unique gathering of the hosts from our various networking events, each bringing their valuable perspectives on the past year and their outlook for the year ahead. Joining us in this episode are esteemed property experts from across Scotland: Trish Crooks: Sharing her...

In this episode Steven & Nick speak to Marcus Di Rollo about his story as a professional rugby player. Leaving the sport after health and injury issues to build a personal portfolio and become director of lettings for Gilson Gray. We talk about the following: The spring UK budget Corporation tax increasePension contributions being raised Scrapping the lifetime allowance capExtending the energy price capRent rising due to removal of landlords rightsPatrick Harvey’s comments on rental...

In this episode Nick & Steven chat with Matt Morrison about starting in property at 19, becoming a sourcing by 21 and how his business has made £100,000 in the last 3 months through property deals alone.   In this episode we discuss: His 3 way method of sourcing propertyStarting after leaving school with only 2 qualificationWorking in civil service Losing his dad at a young age Having a revelation about working for other people Working in Farmfoods and door to door sales whilst...

In this episode Nick & Steven chat with Craig Gallagher from Quinnergy about property compliance in Scotland. How their company of experts make life easier for property owners and Landlords as a one stop shop for compliance . Advising landlords on all aspects of rental property compliance as well as carrying out the work.  In this episode we discuss: How to grow but keep small business service levelHaving 40 staff and a 30 vehicle fleet The importance of branding and reputationWorking...

In this episode, Nick & Steven chat to Brian Gilmour from Indigo Square about the latest info and updates for the month of November in the property world. We talk about the following: What do factors actually do and why do we hate them?The truth about the law around being forced to pay for servicesSince 2020 the LHA rates have not been reviewed Tenants on benefits legislation Why average rental length has grown by x4 over 20 yearsIs the private rental sector the appropriate place for...

In this episode Nick & Steven chat to Paul Docherty about his journey from engineering to property investing. Working on self development and putting yourself in amongst the right people to progress as quickly as possible Treating property as a pensionStarting to purchase property at 25The detriment of surrounding yourself with the wrong people Seeing your pain point and finding the solutionEmbracing being out of your comfort zonePutting yourself out there Discovering off market...