This week’s Ask Farnoosh: The pros and cons to overpaying a credit card for the sake of budgeting for big expenses; how to create an exit strategy from an industry that you don’t love; should I work with a financial planner if I don’t need investing help? Plus: Farnoosh’s favorite money apps. (This episode's questions originally aired on April 21, 2023.) Check out this week's episodes with Donovan Ramsey and Farah Sharghi. Pre-order A Healthy State of Panic and immediately access her Scared...

We go behind the scenes with an in-house corporate recruiter Farah Sharghi. She is the Director of Recruiting and Human Resources at Dil Mil, a South Asian dating app based in San Francisco. She has worked as a technical recruiter at a variety of companies, including Google, Lyft, Uber, TikTok, and The New York Times and she has fast-growing social media platform where she shares her best job hunting and interviewing techniques, lesser known advice that really works like how to use Ai, how to...

To understand what’s behind existing wealth and opportunity gaps, history is sometimes our greatest teacher. But chances are when we think of the crack era, our minds go to how it was depicted in the media or political campaigns and policing in the 1980s and 1990s. Do we really know the individuals who suffered and what happened to them? And while people suffered, who profited? How do the failures of that epidemic continue to haunt and hold back our plight against drugs, as well as social...

This week from the mailbag: Thoughts on playing the lottery, investing in real estate syndication, selling a home you inherited and how much financial transparency is necessary in a marriage? Referenced on the episode: Interview with co-founders of GoodEgg Investment. Join Farnoosh's Launch Team for A Healthy State of Panic Sign up for Farnoosh’s newsletter Pre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan. Learn more about your...

We have a megawatt fashion entrepreneur on the show - Chriselle Lim! Across her various social channels, Chriselle has garnered a community of over 6 million global followers. Her brand portfolio spans fashion, beauty, and parenting, On the show, Chriselle and Farnoosh discuss opens up about her journey and evolution as a fashion influencer and what inspired her to start her own brand, strategies on negotiating partnerships and financial lessons learned from marriage and divorce. Check out...

As the subscription economy continues to flourish, consumers find themselves juggling multiple subscriptions, leading to overwhelm and increased spending. Guests Sunny Israni and Monica Villar are the co-founders of LightSwitch, a game-changer that promises to create a seamless experience that brings less hassle and more savings to consumers. We discuss the key aspects of the billion-dollar subscriptions industry, its rapid growth, and the challenges faced by consumers in managing their...

This week, Farnoosh answers listeners' questions about: Investing fees and how much is too much, strategies for living abroad, and when is it OK to pause contributions to a retirement account? Join Farnoosh's Launch Team for A Healthy State of Panic Sign up for Farnoosh’s newsletter Pre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we're discussing the climate economy, and how capitalism can be a tool for driving solutions for a greener planet. Guest Molly Wood, longtime business and technology journalist turned venture capitalist. She shares her insights into the many moving parts and hurdles behind bringing climate solutions to the forefront, innovations she's excited to see and why she's ultimately optimistic about the direction of climate action. More about Molly: She is Founder and Chief Storyteller at...

We're taking a deep dive into how Gen Z consumes and advice on how they can make better financial choices.  Joining the show: Josh Rosenberg, Co-Founder of Day One Agency who, together with researchers at USC Annenberg Center of Public Relations, examined how Gen Z consumes -- from information and news to purchases. Also, Aja Evans, a licensed therapist who helps clients relieve money anxiety to achieve financial wellness. We discuss: How does Gen Z defines "influence," the financial...

This week Dorethia Kelly, nationally-acclaimed financial expert and author of #MoneyChat, joins to help answer your financial questions, including what to discuss with your partner *before* getting married, the risks to using a life insurance loan to pay off a student loan, steps to being a more environmentally conscious consumer and how to help a friend who needs financial support. Mentioned: Farnoosh's interview with Molly Wood about climate solutions. Learn more about your ad choices....

We are in conversation with negotiation expert Alexandra Carter, author of Ask For More, learning about ways to earn more this year when you’re in a transition phase (switching jobs, recently laid off, heading back to work after a break), what we *should* negotiate for but rarely do and why being scared in a negotiation means you’re doing it RIGHT! More about Alex: She is a Clinical Professor of Law and Director of the Mediation Clinic at Columbia Law School. She has spent the last eleven...

How do we decide with ease? The idea of having the power to choose, to choose a different direction, to speak up to authority, to let go, to create, to shut down, sounds good. But life isn’t always that simple. Making high-stakes decisions involving work, money, and family can be frightening. Our guest is Stef Ziev, former TV executive turned certified life and executive coach. Her new book is called THE CHOICE IS YOURS: A Simple Approach to Live and Lead With More Joy, Ease, and...

This week: Farnoosh offers her best relationship insights after 11 years of marriage (not financial advice, but hey!) Plus, several investing questions from the audience, including whether to cash out a low-performing portfolio, how to balance investing for retirement and paying off debt. Also, what's the deal with pet insurance? Worth it? Sign up for Farnoosh’s newsletter Pre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan. Questions on...

How to find a tax expert you can trust, who really gets you, especially if you work in the creative field? Guest Hannah Cole is a tax expert who specializes in working with creative businesses and purpose-driven solopreneurs. She is the founder of Sunlight Tax, which helps tens of thousands of creative and mission-driven self-employed people skill up with accessible tax and money education through professional speaking engagements from Florida to Alaska, and on the Sunlight podcast.  Download...

Guest Firoozeh Dumas is the author of the New York Times bestseller Funny in Farsi, now celebrating its 20th anniversary. I first discovered Firoozeh and her book in my early twenties. Funny in Farsi gave me permission to be unapologetically Iranian or Irooni . In today's episode, we'll explore the joys and challenges of embracing a multicultural identity, the transformative power of storytelling, and the profound impact of humor in bridging cultural divides. Plus, the worst financial advice...

This week on Ask Farnoosh: Should you switch banks if you're only earning 2% on your savings account? When does it make sense to invest in home upgrades? Should a listener sell her house now or later? And what's the rule of thumb for asset allocation in your retirement portfolio? Is investing in 95% stocks too high? Sign up for Farnoosh's newsletter Pre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan. Learn more about your ad choices....

Our guest today is Mariam Naficy, a veteran entrepreneur who has founded and scaled successful companies, including Eve.com, the world’s first online cosmetics retailer, Minted, the online marketplace of premium design goods created by independent artists and designers and Tonic.xyz, a curated fine art gallery focused on blockchain art.  Born to Iranian and Chinese parents, Mariam's childhood in diverse countries shaped her perspective. She overcame adversity when her family fled Iran during...

We are in conversation with entrepreneur, certified master coach, international speaker, and author and host of Permission to Offend, Rachel Luna. We discuss the ways we can stand up for what we believe in, even if it doesn't win us a popularity contest, the role of faith in your financial life, and determining your worth and wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on So Money: A listener has a question about losing her house in a divorce and the financial considerations to make before breaking up. How to invest for yourself and your kids under one roof? My best advice for college students seeking a return on their experience? How did I structure my business? And more. Plus, several giveaways for Tough T*****s. Be sure to listen for your name! (Q&A previously aired on Jan 13) Subscribe to Farnoosh's newsletter Pre-order A Healthy State of...

Today we're discussing the climate economy, and how capitalism can be a tool for driving solutions for a greener planet. Guest Molly Wood, longtime business and technology journalist turned venture capitalist. She shares her insights into the many moving parts and hurdles behind bringing climate solutions to the forefront, innovations she's excited to see and why she's ultimately optimistic about the direction of climate action. More about Molly: She is Founder and Chief Storyteller at...

Today is Juneteenth, a national holiday commemorating the emancipation of enslaved African Americans. It’s an important day that reminds us to reflect on the ongoing work that’s still needed to create true equity. Today: our conversation focuses on financial equity and the role mental health plays in supporting our journey to financial independence. And if you’re a person of color, you may have a unique set of generational trauma that continues to make life complex and your dealings with...

This week, we're joined by Georgia Lee Hussey, co-founder of Modernist Financial, to help answer audience questions about student loan repayments (should I pay them down fast or not?), the most tax-efficient ways to invest for retirement and what to do when a male co-worker earns more than you (but is more junior and has fewer qualifications?) Apply for Farnoosh's mentorship program here. Learn about Farnoosh's Will Work For Books Program here. Pre-order A Healthy State of Panic and receive...

From silent burnout to imposter syndrome, mothers impacted by the caregiving overload of Covid-19 and now are stepping into a post-pandemic world with a host of challenges. Guest Sara Dean is the creator and host of the Shameless Mom Academy Podcast, a top-rated podcast with nearly 2 million downloads. She is also an entrepreneur to her core – having built and grown multiple businesses to multiple six figures. She is also among a small percentage of women who have sold a business in the...

Farnoosh sits down with good friend Laura Belgray, author of the new book Tough T*****s, a memoir about a misfit (Laura) coming of age in 80s/90s New York City, screwing up at life, and finally finding success with her first million-dollar year at age 50. Or, as her own husband calls it, “loser Sex and the City.” Pre-order Laura's book (last day!) to receive her bonuses. And listen to the end of the show to hear how to win a free copy of Tough T*****s. Learn more about your ad choices. Visit...

This week, an unemployed listeners ask about the risks that come with "too much" time passing while attempting to find work. Also: Farnoosh's top investing book picks and the 411 on stock splits. To learn about Farnoosh's private coaching circle, click here. Learn more about your ad choices. Visit megaphone.fm/adchoices