In this episode, I discuss the pressing issue of housing in Canada with mortgage broker and thought leader Ron Butler.  Despite the constant dialogue around making housing more affordable and increasing supply, progress remains sluggish. Is it all just smoke and mirrors? We explore the complexities behind the scenes, from mortgage indebtedness to the policies shaping the market. We’re excited to welcome Ron, the voice behind the popular podcast "Angry Mortgage," to shed light on these critical issues. Whether you're a homeowner, aspiring buyer, or simply interested in real estate, this episode offers invaluable insights. Tune in and stay informed on the real state of housing in Canada. ------------------- TIMESTAMP: 00:00 Ontario and BC housing market challenges. 05:35 Economists predict rate cuts, landlord rights concerns. 07:06 Municipalities cracking down on Airbnb and short-term rentals. 10:48 Canadian mortgage rates rose sharply and adjusted. 14:24 One-year rate not securitized; add 150 basis points. 18:02 Low voter turnout, property tax, immigration concerns. 20:42 City governments overspend and need to change. 24:12 Land development benefits developers over local residents. ------------------- GUEST LINKS & RESOURCES:  Get in touch with Ron Subscribe to Ron’s Angry Mortgage Podcast LEARN MORE ABOUT BMO ETFS (SPONSOR) --------------- Saijal Patel, CFA, is a former CNBC and BNN journalist and passionate financial wellness advocate. She's bringing Strictly Money directly to you via YouTube, Apple Podcasts, Spotify and where ever you get your podcasts. Connect on LinkedIn: https://www.linkedin.com/company/saij-elle/ Follow on X: https://twitter.com/strictlymoneytv Get in touch: https://saijelle.com/contact-us/ Join Saij Elle’s FREE Money Masterclass for Women: https://courses.saijelle.com/master-class/