In January of 2020, I was arrested in Tokyo and spent four days in Japanese jail. This is the story of what happened, told in words and photos. (02:12) - The Snowboarding Trip(05:45) - The Accident(10:36) - The Father(18:13) - The Arrest(30:02) - The Interrogation(33:12) - The Lawyer ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they happen 🔒 Subscribe...

Moviepass hacks, Resy Plat 15x offers, Kudos & Pepper coins, Robinhood $2K free margin, increased Upgrade and BofA bonuses, US Bank app-o-ramas, Paxlovid bots, free burgers & Starbucks, chicken pot pies and much more! (06:34) - Credit Cards(30:34) - Banks(32:58) - Brokerages(36:35) - Meal Kits(38:01) - Discounts & Freebies(58:21) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn...

US Bank quadfecta app-o-ramas, Amex 10x & Chase 7x dining bonuses, Robinhood 1% brokerage matches, free cellphone plans & $20 phones, Target Circle Card churns, Pepper YOLOs & Ibotta IPOs, new Wells Fargo & cashbackmonitor discoveries and much more! (01:39) - Podcasts(06:49) - Credit Cards(16:23) - Brokerages(18:34) - Banks(20:38) - Meal Kits(23:45) - Cell Phones(28:05) - Discounts & Freebies(41:42) - Final Tally ------------------ 📬 Join the free newsletter for show...

Final installment of the Big Churn series, exploring how to better optimize your retirement portfolio for maximum growth & longterm sustainability, and why Target Date Funds can delay your retirement and leave you retiring with less. (09:42) - Basic Concept(15:51) - Post Retirement Glidepaths(31:32) - Pre Retirement Glidepaths(48:23) - How To Implement(58:50) - Caveats & Thoughts ------------------ 📬 Join the free newsletter for show notes, links, and episode...

Tips for pulling up Amex 250K Business Plat, Robinhood IRA transfers & WeBull comparison calcs, min spend ideas & 10x dining, new award travel tools, Pepper app deep dive, Marley Spoon mealkits, free burgers and much more! (02:16) - Travel News(09:23) - Brokerages(19:58) - Credit Cards(37:24) - Banks(39:00) - Meal Kits(41:45) - Discounts & Freebies(57:13) - Final Tally ------------------ 📬 Join the free newsletter for show notes, links, and episode...

Do you have friends or family who pay cash for flights? Are you manually searching and comparing award prices? This episode dives deep into my award booking workflow and compares new tools like PointsYeah and Seats.aero and why they have become an essential part of the process. (07:46) - My workflow(15:47) - Mastering domestic awards(20:39) - Tackling international awards(32:08) - New tools comparison(35:08) - PointsYeah(46:55) - Point.me(50:45) - Seats.aero(53:46) -...

Massive Robinhood & WeBull transfer bonuses, new Amex 10x dining referrals, Hyatt Destination stealth devals, Marriott & Hilton FNC strategy, Target $50 coupons, increased Upgrade Savings bonus, Pepper 10% GC discounts, and much more! (02:38) - Travel News & Updates(17:30) - Banks(21:44) - Credit Cards(41:49) - Brokerages(51:16) - Meal Kits(53:12) - Discounts & Freebies(64:39) - Final Tally ------------------ 📬 Join the newsletter for show notes, links, and episode...

Deep dive into the current state of ANA award bookings, new alternatives from Japan Airlines, why Cathay Pacific is the best JAL partner, plus tips for booking. (04:02) - ANA 2024 Update(16:22) - New alternative: Japan Airlines(24:44) - Why Cathay Pacific is the best JAL partner(29:47) - More Cathay Pacific Benefits(32:25) - Cathay x JAL Booking Process & Quirks ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live...

TMobile Keep & Switch shenanigans, better Capital One offers, Amex Platinum retention strategy, Robinhood unlimited 1% and 3% transfer matches, increased Upgrade and M1 referral bonuses, HelloFresh 75% mailers, and much more! (00:00) - January Update(05:15) - Credit Cards(23:47) - Brokerages(38:50) - Banks(44:01) - Cellphones(47:46) - Mealkits(52:35) - Final Tally ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live...

December churning recap & 2023 earnings breakdown, plus a bonus recap of podcast listener & subscriber stats, along with a special announcement! (06:22) - Credit Cards(15:44) - Banks(21:55) - Brokerages(22:41) - Discounts & Freebies(27:58) - Final Tally (December)(29:07) - End of Year Tally(38:26) - Bonus: Podcast Recap 🤓 ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time...

Deep dive into the fascinating world of Roth IRA loopholes for early retirement, tips for optimizing income to reduce taxes & maximize ACA benefits, plus common mistakes to avoid. (0:00) - Why Roth IRAs are amazing(7:38) - Roth IRA Basics(10:32) - Roth Conversion Ladders(25:10) - Common Pitfalls & Examples ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns...

Black Friday haul 😤, major Hyatt & Avis news, 190K Amex Biz Plat hacks, tips for Southwest recons, increased Venture X bonuses, Kona mini trip report, HelloFresh free box codes, ACA silver plan updates, and much more! (01:45) - News & Updates (ACA Silver Plans)(04:08) - Award Travel (Hyatt, Avis, Hawaii, Premier Collection)(09:42) - Discounts & Freebies (Black Friday, RedCard, Amex Offers, Starbucks, HelloFresh)(25:13) - Credit Cards (Amex Biz Plat, Southwest, Venture X,...

First in a multi-part series on churningFIRE, diving deep into early retirement hacks that make FIRE more attainable, and why having a churning mindset is particularly useful. (0:00) - Intro to churning healthcare(6:40) - How ACA actually works(9:57) - Health plan tiers(11:05) - Subsidy #1: Premium Tax Credit(18:17) - Subsidy #2: Cost Sharing Reduction(26:24) - Churning retirement ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️...

Redcard churns are baack, new Capital One & Sapphire lounges, Southwest companion pass season, Amex incognito offers, Robinhood transfer bonuses, almost-free Netflix premium, CLEAR hacks, cheap Mario and much more! (00:59) - News (RedCard, Wyndham & Vacasa, C1 lounge, Sapphire lounge, BofA Day)(08:48) - Credit Cards (SW, Amex Gold & Plat, Biz Venture X, BofA UCR, CIP)(21:11) - Banks (C1, Ally, Upgrade)(23:07) - Brokerages (Wells Fargo, Robinhood, MooMoo, WeBull)(29:08) - Discounts...

Where to find them and which ones to join, how taxes work, what a typical order flow looks like, plus risks and workarounds for avoiding common pitfalls 🤓 (02:58) - Basics of buying groups(04:33) - Why use buying groups(06:44) - Typical order flow(07:39) - Buying group taxes(11:59) - Which buying group to join(13:38) - Why BuyForMeRetail(18:08) - Risks of buying groups(22:38) - Ordering from Amazon(28:08) - Workarounds: ship to home(30:02) - Workarounds: address...

Airline status matches and Globalist hacks, new bonuses from Morgan Stanley & Chase Inks, BofA app-o-ramas, new iPhone 15 Pros, Rakuten mealkit moneymakers, burger crawls, free peloton water bottles, and much more! (01:43) - News (Prime day, Globalist hacks, Delta fiasco, Churning podcasts)(11:49) - Credit Cards (Brilliant, SW CP, MS Plat, BofA CCR & UCR, CIP, CIU, CIC)(30:41) - Banks (USB, Cap1, Ally, Fidelity, Keypoint, Upgrade, Laurel)(38:10) - Brokerages (MooMoo)(39:35) - Cell...

Deep-dive into the unique features that make Ally and Fidelity the best hub accounts for churning bank and brokerage bonuses. (3:54) - Ally $200 checking bonus(4:45) - Ally savings account(6:16) - Ally transfer limits & volume 🚀(7:40) - Ally scheduling & automation(9:17) - Ally same-day ACH transfers(12:19) - Ally quirks(13:30) - Fidelity $100 bonus(14:12) - Fidelity Bloom $135 bonus(15:02) - Fidelity Cash Management Account(17:55) - Fidelity CMA vs Brokerage(21:03) - Super fast...

Another blockbuster month, with bonuses from US Bank & MooMoo, new offers from Ally & Fidelity, CC spend from buying groups & Kroger, updates on Save, Chase ACH & I-Bonds, freebies from Amazon & Peloton, and much more! (00:34) - Intro(03:52) - Credit Cards (Marriot 5N, P3, CIP, BFMR)(13:33) - Banks (US Bank, Fidelity, Boss Money, Ally, Chase ACH, I-Bonds)(22:36) - Brokerages (Wells Fargo, UNest, Ally, Save, MooMoo)(31:23) - Discounts & Freebies (Kroger 4x, Amazon,...

Walkthrough of how the lucrative but confusing Kroger Fuel Points rewards program works, including tips for both casual and higher volume methods of maximizing the program. (00:34) - Kroger overview(06:28) - How the Fuel Points program works(10:37) - Casual shopper usage(13:57) - Higher volume usage ------------------ 📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com ⚡️ View the live churn tracker for real-time updates on all the churns as they...

By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more! (1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom)(8:07) - Credit Cards (Ink Preferred, IHG)(12:21) - Banks (Wells Fargo, Gateway, US Bank, Upgrade, Oxygen, Laurel, Save)(22:36) - Brokerages (MooMoo, UNest)(27:50) - Hacks, Freebies & Discounts (Apple, McDonalds, Chick-fil-A, Amazon)(32:23) - Final tally ($1,410 +...

Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more! (1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco)(10:57) - Brokerages (MooMoo, UNest)(18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds)(24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott)(33:04) -...

Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins? (0:00) - Why ask for more?(5:06) - Attitude & Approach(7:58) - Four types of people(12:43) - The Goldilocks Zone(14:13) - Four magic words(20:56) - How to push one extra step(26:11) - When to escalate(28:48) - Recognize openings(31:14) - Get your reps in ------------------ 📬...

Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much more! (3:04) - Award travel (Bonvoy Hawaii)(8:19) - Credit cards (Marriott Boundless, IHG Biz, Amex Biz Plat NLL)(10:31) - Banks (US Bank Biz, Oxygen, Laurel)(15:43) - Parking Cash (I-Bonds, Juno, Public)(19:48) - Brokerages (Fidelity, Wells Fargo,...

Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon. (2:11) - Wells Fargo / Vanguard saga(11:52) - Other brokerages (Vanguard, Fidelity, Ally, MooMoo)(16:55) - Banks (Go2Bank, Wealthfront, Oxygen, Gateway, US Bank, Laurel)(21:41) - Credit cards (IHG Biz, Marriott Boundless, CIU, Venture)(28:06) - Freebies...