The share market beat all expectations in 2023 and what's stopping a repeat performance in 2024? Lots of things actually but then again volatility is the name of the game when your money is at risk on listed markets. Here at the Money Puzzle we just assume a real return of around 9 percent each year and then it's a question of the stock choices you make. In today's episode, we cover: The outlook for shares in the next 12 months Banks and miners - who will make the money? Healthcare and REITs - two sectors with the wind behind them Why ETFs always win Gemma Dale, Director SMSF and investor behaviour at Nabtrade joins wealth editor James Kirby on this week's episode  See omnystudio.com/listener for privacy information.