Homeownership has been a main source of intergenerational wealth in the U.S. But it’s one that is out of reach for many Black Americans. Decades after fair housing reforms, the dramatic disparity between Black and White homeownership isn’t getting any better. In this episode, we look at why this gap persists, with many Black homes overtaxed, undervalued and unjustly foreclosed on.  The focus of our story is one problem that's a “textbook case of institutional racism”: In thousands of U.S. counties, the method for calculating property taxes means Black Americans are experiencing unfairly high taxes. It's the reason why Di Leshea Scott is renting a home she used to own.