Old me in the artwork had some serious guns. New me is happy to still be alive. An honest update on the past year of my life.

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The value of following marketing over following success is costing people lots of money, time, and lots of frustration. Here's what America's Team is teaching us. ================ LISTENER QUESTION/COMMENTS ================ Nope ================ TOPICS =============== Inflation and how you can ignore it. RED ALERT WARNING - Celebrities pitching NFTs when they can't even spell NFT. ================ ENCORE ================ Get your questions answered on the show:...

Popular beliefs are just that - beliefs. Beliefs don't pay for your dreams, only money does. Get the facts other people aren't telling you, courtesy of Consumer Distorts. ================ LISTENER QUESTION/COMMENTS ================ Best way for my brother to save for his kids (Dani California) Are golf entertainment facilities good investments (Dan Not California) ================ TOPICS =============== Scott's kids join the show today and offer financial advice as only 8-year-olds...

Businesses are passing their rising costs on to consumers with new fees, truncated services and reduced contents in packaged goods. How can you fight inflation? ================ LISTENER QUESTION/COMMENTS ================ How are people retiring early and not running out of money (Melinda, Ontario) What's your opinion on timing the market (Baker, Texas) ================ TOPICS =============== Are there any cat trees that don't look hideous? New eye drops for reading - are they worth...

What can you do about rising inflation when it comes to your investments? And does hoarding really save money? ================ LISTENER QUESTION/COMMENTS ================ How can I contribute to a 401k or is there another alternative (Victor, Iowa) What's the best way to invest a $100,000 inheritance (Perry) If the IRS says I owe back taxes but I don't think I do, what can be done? ================ TOPICS =============== Interest rate risk explained by the government:...

Listen about an entirely new category of investing: enabling people to invest as little as $100 in single-family homes and to earn rental income right away. What are the pros, cons, and alternatives? ================ LISTENER QUESTION/COMMENTS ================ Best place to store cash for an emergency fund (Victor, Iowa) You're wrong about retiring to Guam on a budget (April) ================ TOPICS =============== A new way for kids to earn money. What's going to happen with all...

There's a new investing game in town that says the old-school investing advice is for losers! Is it a fad or should we pay attention to the latest in wealth building tip for wealth builders? ================ LISTENER QUESTION/COMMENTS ================ My teenage son is a professional athlete and is about to start getting paid. What should we do about tax planning (H) What do you think about DR Smart Vestor pro service (Tabitha, Little Rock) ================ TOPICS =============== ...

It’s easy to invest when things are rocking and rolling. It’s a lot harder when things start spiraling out of control. Since nobody can figure out when the best time is to be in or out of the market, the best thing is to pick a plan that doesn’t drive you crazy and follow it. ================ LISTENER QUESTION/COMMENTS ================ 800 Credit Scores! (General Kinobi) What are the benefits of using an online bank? What will I lose if I get away from the Bank of Evil (Jose) What’s the...

People who don’t believe in themselves can end up self-sabotaging their finances. One of the best things you can do for your wealth-building is getting your head right. ================ LISTENER QUESTION/COMMENTS ================ Are you familiar with Fundrise or Diversifund by chance (Ryan) What do you think of this variable annuity that is no longer offered (Ryan) https://www.bogleheads.org/forum/viewtopic.php?t=194425 What are the steps to move IRAs from one custodian to another...

A listener shares a list of amazing wins for 2021. Get inspired to see how you can apply these to your own life for kicking butt in the next year - no matter your age, stage, or wage. ================ LISTENER QUESTION/COMMENTS ================ I am currently 38 am I young or middle-aged when it comes to asset allocation (Brent) Does it make sense to continue to convert and pay the taxes now before they go up if we are in our 50's (Serena, TX) Ryan and Wendi are debt-free! ...

We look back on 2021 and revisit some of the highs and lows. ================ LISTENER QUESTION/COMMENTS ================ Can you elaborate more on the pros/cons of I Bonds (Loren) I’ve heard that you can pull money out of 457 plans before retirement age (Jacob, MA) ================ TOPICS =============== BOO! - Vanguard is no longer sticking to its founding values. What are alternative investments and how can they fit into your Rock Star financial independence roadmap? ...

How does inflation impact everyone’s finances? What do you need to know to protect your family from these termites that can destroy your future? ================ LISTENER QUESTION/COMMENTS ================ Any follow up on getting the Venture X card (General Kinobi) Should I Bonds be part of an emergency fund strategy (Eddie) I recently inherited a bunch of money. Is investing in a lump sum or over time better(Stone, Colorado) I’m 35 and all of my 401k is invested in stocks. Is there a...

You did something. You busted your but. You saved. You had discipline. You built good habits. And you should be proud of what you're doing. Not ashamed. And certainly not fall for the false belief that you were lucky. ================ LISTENER QUESTION/COMMENTS ================ I’m maxing out my 401k plan as well as max out a Roth IRA. I’m fortunate and looking to invest more money. Is the next place to look at investing in a brokerage account (Keani, Benton, AR) Can/should I create an...

The Millionaire Next Door pulled back the curtain on people who have built wealth. But they aren’t wearing jeans with holes in them and only eating out at McDonald's. For crying out loud - live like the rock star you are! ================ LISTENER QUESTION/COMMENTS ================ Are there better alternatives for an emergency fund than my bank (Matthew, California) The retirement plan at my new company has a Roth 403b option. Is that better than a Roth IRA or can I do both (Vienna,...

I think we all have someone we're picturing in mind right now....(and if this person is you, you can just buy these for yourself). ================ LISTENER QUESTION/COMMENTS ================ Where on earth is all the money in the various stimulus packages coming from (Kayla, Cheyenne, Wyoming) I can save about $15,000 per year. Should I be looking at a Roth IRA or use a 401k at work (Tyler, Arkansas) Is an online kit available for about $100 to setup a trust ok to use (Gabrielle, WA) ...

You are the best person to manage your finances. People are also our own worst enemy. A personal note on how complacency can be a wealth killer (or health killer) without anyone knowing it. We also revisit the upcoming book First To A Million by Dan Sheeks. ================ LISTENER QUESTION/COMMENTS ================ Can I withdraw money from my IRA to pay off the debt (Jasmyn, Ft Lauderdale FL) What allocation of stocks/bonds should I put my house savings for a downpayment (Conor,...

You don't need a budget. You just need something that works for you and you'll follow consistently. Tips that should make you feel better (less guilty!) about the perfect plan for you. ================ LISTENER QUESTION/COMMENTS ================ Is there a company for a Roth IRA that is safe, reliable, easy, and good (Sandy) Should I leave my money in a 401k or roll it into an IRA? Would a self-directed IRA be best for home flipping? (Wayne) My ex-son-in-law is going to set me up with a...

Consider this your regular reminder that most personal finance gurus get rich not from their investment smarts, but from their ability to sell you on their investing smarts. Support our latest sponsor - Chubby Bunny! ================ LISTENER QUESTION/COMMENTS ================ Should I finance a car and move the money to a higher-yielding account or pay cash for it (Bobbi, Houston) Are I-bonds are a better vehicle for savings as opposed to other savings accounts (David) I'm 21 and just...

If you have a pulse, you could be making more money at your current job if you follow this strategy. Today's job market is on fire, and people in the know are getting what they deserve. ================ LISTENER QUESTION/COMMENTS ================ ROCK STAR MILLIONAIRE - Listen to the story of how this person is crushing it. My friend asks why I'm paying down our house so soon (Millionaire Nurse) How do we move beyond the target date fund (Rodney) ================ TOPICS ...

First To A Million is a new book about financial independence (FI) aimed at teenagers. But it's so much more and the lessons and tips will apply no matter your age, stage, or wage. Scott reviews this book before you can get it - and you should plan to get it! Pre-order the book on Amazon now: https://www.amazon.com/First-Million-Teenagers-Achieving-Independence/dp/1947200461 ================ LISTENER QUESTION/COMMENTS ================ How do I know if I'm getting the best rate on a...

Whether you want a new car. A new house. A closet full of shoes. A better education for kids. Traveling in style. Even your own plane, this is how you get it. ================ LISTENER QUESTION/COMMENTS ================ I'm considering Legal Zoom for estate planning, what are your thoughts (Cardi, Michigan) Is it best to have an emergency fund in cash (Joanie, Tampa Bay) How can I be confident when it comes to investing (Heather) What do you think of debt consolidation services (Mrs....

The math on compound interest is staggering. Even if you know this stuff already, seeing it in a different light will put a smile on your face and increase your confidence in your plan. ================ LISTENER QUESTION/COMMENTS ================ Is there any consistency to the market now (Rocio) What can I do about a contractor that didn't complete some work (Mark) How much money is required to get started investing (Marteen, Cape Town) ================ TOPICS =============== When...

Building wealth is so much more than spending less than you earn and investing the difference. Indecision is a decision. So what could you be doing today that will build wealth for your tomorrows? ================ LISTENER QUESTION/COMMENTS ================ Is a tax free retirement account (TRFA) like a Roth IRA (Jodie) What can I do with the money in a 529 plan if my son doesn't use it for school (La Forge) ================ TOPICS =============== What should you be doing about...