CRED rewards users for paying bills through the app. But what is the business model of CRED and how does CRED make money when it’s a free app?  We will understand the business plan of CRED and also give 3 bold predictions based on our judgment about the future of this unicorn.

There are some obvious problems with cigarette advertisements. The most obvious one is that, thank God, they are already banned.  But hear me out, because it wasn’t always the case. Cigarette advertisements flourished before the 1970s, and producers still had to overcome the fact that cigarettes will eventually kill the customers. Also, brand loyalty in the tobacco industry is extremely high. This makes it nearly impossible to convince a smoker to change to a “better” tobacco brand after he...