All episodes of Townley's Money Basic$

Episodes

Where do you spend your money? Do you prefer buying stuff or experiences. It may depend on where you are in your life journey! In this episode I discuss the case for stuff and experiences and finally where the balance may lay for you. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 12/28/23

Townley's Money Basic$

Published 12/28/23

The Art of Being Frugal (Rebroadcast)

What comes to mind when you hear the word frugal? Penny pincher? Coupon cutter? It can be way more fun than that! Today I talk about reasons why being frugal can be fun! Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 12/21/23

Mad Money (Rebroadcast)

Want to know a secret about how to stick to your spending plan? In this episode we cover one of the best ways to help you stick to your spending plan without losing your mind! Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 12/14/23

Net Worth (Rebroadcast)

Assets - Liabilities = Net Worth. Why do we care what our net worth is? In this episode we discuss what net worth is and how to figure it out. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 12/07/23

Emergency Fund (Rebroadcast)

This IS the first step to your financial freedom! Establishing an emergency fund will start you down the path to peace of mind and as well as building a solid financial foundation. The journey starts here. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 11/30/23

Digital Wallet (Rebroadcast)

Bartering, cash, credit cards, debit cards and now digital wallet. The evolution of money continues! In this episode I discuss the pros and cons of each type of money. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 11/23/23

Kids and Money (Rebroadcast)

Remember when talking about money was taboo? Ok maybe it still is, but it should not be! Especially when it comes to your future. Your kids are your future and you owe it to them and yourself to educate them on what you know about money. In this episode I talk about conversation we should be having with our children at different points in their up bringing. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter -...

Published 11/16/23

The End

Well this is the end. I have enjoyed making this podcast over the past three years. I have learned a lot about money and making podcasts. I hope to return with another series in 2024, but for now I will be taking a break. Take care. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 11/11/23

Insurance

Like it not there are times in life where you need help. Something bigger than yourself. It comes with a price and hopefully you never have to use it, but maybe it will help you sleep better at night. Insurance can be a mixed bag and in this episode I go over some common insurance policies you may need in your financial plan. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web -...

Published 11/02/23

Banks

Now that you are getting your money under control it’s time to understand how banks work. Understanding how banks work is important for where your money sits and also when you need a loan. In this episode I explain a simple breakdown of how banks (and credit unions) work. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 10/26/23

Dollar Cost Averaging

You have your spending plan in place. You are looking to start investing to build wealth. Where do you go from here? In this episode I discuss options for when you are ready to start building wealth. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 10/18/23

Stock Markets

What is the Stock Market? Why should care to know? In this episode I talk about what a stock market is and why you need to understand how it works. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 10/12/23

Captilaism

Understanding the world around us is essential to understanding our money. There are many systems to run your economy - Socialism, Communism and Capitalism just to name a few. In this episode I talk about capitalism and how it may impact your personal finances. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 10/05/23

Digital Wallet

Published 09/28/23

Cashless Society

Imagine a world with no cash. I have to admit that is difficult for me. In this episode I discuss what a cashless society may look like and whether it is coming sooner rather than later. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 09/21/23

Money Minimalism

We all want money, but how much do we really need? How much do you need to meet your savings, essential and wants? In this episode I explore a more minimalistic approach to money. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 09/14/23

DailyPay

It used to be that you had to wait until payday to get paid. It appears that is no longer the case. With Daily Pay you can choose when you collect your hard earned money, but is there a catch? In this episode I explain daily pay and what you need to know to make sure it is right for you. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 09/07/23

College Money Hacks

When you think of college students the word poor sometimes comes to mind. What if it did not have to be that way? In this episode I explore some the ways that you can keep from being a poor college student. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 08/31/23

Your Money Why

We all want money, but why? You can’t eat money or at least you should not - its nasty! It would be difficult to wear or get shelter from a storm using it. We want what money can afford us. In this episode we start to explore the money why and how we should put the want of money into perspective. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 08/24/23

Stuff vs. Experiences

Published 08/17/23

Money Tools

There are many tools to help you keep track of your money. The trick is to find the ones you like and will use on a regular basis. In this episode I talk about some of the tools that are available on market. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 08/10/23

Money Philosophy

How do you think about money? Do you think about the why relationship you have with money? In this episode I share my money philosophy. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 08/03/23

Middle Class

What does it mean to be middle class? In this episode we break down what is middle class by income, net worth and how education also plays a role. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 07/27/23

Money Balance

Are you a saver or a spender? It is ok to be both. We just need to find the right balance. In this episode I make the case for saving and spending. I also throw in some ideas on how to achieve that balance. Support the showhttps://www.buzzsprout.com/1768523/support Email - [email protected] LinkedIn - @shawntownley Twitter - @shawntownley Web - https://shawntownley.com

Published 07/20/23