Essential to the rise of modern America was an exceptional financial system with an extremely dispersed banking system that emphasized investment in individuals, businesses, and local infrastructure. But in recent times, the US government reduced normal market risk associated with consumer credit, including loans for housing and education, and diverted a large share of capital from business to consumer credit. We need to rebuild investment in small- to medium-size businesses and capital flows that take advantage of technology to reduce obstacles to business growth. This panel will examine innovative means to channel private capital into potential growth areas like entrepreneurship and small businesses, creative ways of providing credit and moving payments, and how government policy could fuel these engines of growth. Presented by: Markle Economic Future Initiative Louis Hyman, Bill Bynum, Dan Schulman, Derek Thompson