50% of your spending plan will go towards your Needs...the basic necessities to keep yourself and your family safe and healthy.  Those basic necessities include things like housing, utilities, reliable transportation, food, healthcare and making our minimum debt payments.  We are going to spend money on these things, but it doesn’t mean we should spend wildly or not find ways to save a buck or two where it makes sense. These small wins can add up quick and be used to fund other parts of our spending plan like our Wants or Savings buckets. Today we will talk about 20 ways to save on your basic necessities. --- Send in a voice message: https://anchor.fm/calmcash/message