Simran Kaur’s mission is to put money into the hands of women through investing. Most of us haven’t been taught about investing. If you haven’t, you might think it’s too hard, or too risky, or our parents told us to save our money so that’s what we’ve always done. This means that only 15-20% of women invest worldwide and in Australia only 42% of women invest compared to 58% of men, citing affordability as their main barrier to investing (according to ASX Australian Investor Study). Simran is here to change that. She is the founder of Girls That Invest: a multi-million-dollar money media company with the #1 investing podcast for women where she breaks down the intimating world of investing and growing wealth, minus the jargon. In this episode, Sim joins Steph & Laura from New Zealand to walk us through investing for a first timer: the difference in returns between saving vs investing, the different places you can invest, how long you need to keep your money in each investment, and the risk profile for each, why investing even a small amount is better than nothing, and how to get started if you truly feel like you know nothing. The advice in this episode is not personalised investing advice and is educational in nature. Remember to do your research and speak to a financial advisor for your personal situation.  FOLLOW SIMRAN Simran @ms.simran.kaur on InstagramGirls That Invest @girlsthatinvest on InstagramListen to Simran's podcast Girls That Invest https://podfollow.com/1529887342 Simran's book 'Girls That Invest: Your Guide to Financial Independence through Shares and Stocks'Learn about Simran's masterclass https://girlsthatinvest.com/FOLLOW US KICPOD @kicpod on InstagramSteph Claire Smith @stephclairesmith on Instagram & @steph_claire_smith on TikTokLaura Henshaw @laura.henshaw on Instagram & @laura.henshaw on TiktokSimran Kaur @ms.simran.kaur on Instagram Kic @kic.app on Instagram & @kic on TikTok and kicapp.com or download the app from the App Store and Google Play Store See omnystudio.com/listener for privacy information.