On today’s episode we are going to be diving into my real life budget. You’ll see whether I stayed on budget or not, what I had planned and how they changed, how I handled the change and so much more.    As I’ve said many times over, budgeting isn’t about stressing over whether you stayed on budget or not, it’s about how you handle the changes that life or even your temptations bring you.    So let’s dive into today's episode so that you can see how I was able to go to two weddings in one...

Today we are going to be talking about the pursuit of possessions and how that is keeping you from living a joyful and abundant life on one income. When you are so hyper focused on things, your priorities start to change in an unhealthy way. Instead of your family and the needs of your family being the focus you are now focused completely on things, on the next new and shiny object that will bring you happiness for about 5 seconds and then you're off looking for the next shiny...

Hey Mama,    I am so glad to see you back here with me on another episode of the one income family podcast. I am so honored to have you here with me investing in yourself to create a better life on one income. Dreaming for the future, setting goals and putting your money towards the things that you and your family enjoy.    But life is messy. You are human and there will be times when you get off budget. You, me, nobody is perfect and to expect perfection is to expect failure. So instead of...

How often do you find yourself riding the emotional rollercoaster of finances? One second everything is fine and dandy, you’re going about your day only thinking of money when you’re working on the budget or are out spending money or even planning that vacation. Nothing too heavy, it’s pretty black and white and things feel simple.    The next second your husband is throwing the idea of a job change at you, or someone gets sick and a doctor's bill shows up and you are having to stretch your...

Today we are going to be going over the method that has changed my financial game forever. It’s the reason that my family and I have been able to achieve so much on one budget, like paying off debt, buying houses, renovating those houses, going on vacations, saving for the future and so much more.    The reason we have been able to do so much is because this method makes sticking to your budget easy by eliminating tracking. The one thing that nobody wants to do or has time for, that we end up...

Living with a Poverty Mindset is a lifestyle that you choose.    It’s a lifestyle full of fear, full of the thought of not having enough. Yes, there are people out there living in poverty, but that’s not you. You are however living with a poverty mindset in one of two ways 1) You're spending everything you have on things that don’t bring you longterm joy or 2) you’re hoarding your money away, saving it with no plan of use or purpose, rather just to have.    Life is full of unknowns and if...

What do you do when things don’t go as planned?    I don’t know about you, but I can’t tell you one time life happened exactly the way I planned it. I am a full out planner and thrive when I know what’s happening. I am constantly rearranging my life to figure out a better routine or schedule that I can thrive in. However, no matter how hard I try, things always seem to get off track, and I’m stuck problem solving my way out of it.    Budgeting is no different. Life happens that we could never...

Have you ever found yourself in a position where no one paycheck was the same amount?    Or have you found yourself in a job where it was seasonal and you were only paid a certain amount of months out of the year?    Well that my friend is exactly what this episode is all about.    It’s one thing to have inconsistent paychecks when there are two incomes coming in because you will have the one to fall back on, but when you are on one income the tables are turned and it’s a totally different...

Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?    This episode is the second of two episodes that are going to take you through 9 tips on how to live on one income. These two episodes are going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom.    So, go grab a pen and paper because these two episodes are chalk...

Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?    This episode is the first of two episodes that are going to take you through 9 tips on how to live on one income. It’s going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom.    So, go grab a pen and paper because these two episodes are chalk full of information...

Hey Mama, today we are going to be going over why your budget isn’t working for you. A budget is an amazing tool that can get you places you never thought you’d be, but in order to get to that place it has to work for you. It has to be something you and your family can get behind and get excited for, otherwise you’re simply wasting your time creating a plan that you will throw out the window at the first sign of trouble. I know, I’ve been there. That is why today I have chosen 3 specific...

I recently had someone reach out and ask me about what they could do if they had more expenses than income coming in, specifically they were looking for a way to cut monthly bills. I thought this would be a great thing to share with you because I know what it’s like living on a tight income and there are times that you may be living in the red rather than the black, which is fancy talk for your spending more than you bring in. I thought this would be a great topic to share with you so that if...

I know how difficult it can be when you sit down to do something and you have no idea what it is you should even be doing. Or maybe you do know some of the tasks but wonder if you should be doing more, like something is missing. That is why I decided I would take you through the big picture view of what it is you should be doing every month when it comes to your finances. The best part of this is that not only are these great tasks that will keep your money moving well for you, but they are...

Is decision making difficult for you? Especially the financial ones that are big dollar amounts. Do they bring you stress and interrupted sleep because you don’t know what you should do? That is exactly what we are going to be going over today. It’s time to take back your sleepless nights. It’s time to release that stress and use these 6 steps to decision making that allows you to make difficult decisions in peace knowing that you are doing the right thing.    Xo  Molly    P.S. Hey Mama, Do...

Hey Mama,    Have you ever sat down and really thought about the way you look at money? Do you feel like you want to do more for others, but your bank account just won’t let it happen? Are you ready to stop stressing over your finances when tragedy hits? These thoughts have haunted me every single time I see someone in need. I want to help so badly, but my inner alarms go off telling me that I don’t have the income to help them or else I will be in danger and they always win out. As I sat...

Hello my friend, it’s so good to be here with you today as I’m sitting here thinking about all of the goals my husband and I have set for this coming year. Now who knows if my budget will be able to stand up to all of these dreams and desires, but It's still a rush when I think of all of the things that we would like to accomplish this year. It's that rush that brings the excitement for my budgeting plan. It's that rush that keeps me motivated and accountable when using my budget each month....

Have you ever wondered how your faith and your finances go together? Do you desire financial security? Are you looking for a way to release the financial burden and stress that is weighing you down? Well today we are going to dive into the word of God and let scripture be our guide to finding Financial Security and Peace so that you can focus less on your finances or worrying about the dollar amount in your bank account, to being able to focus more on God and your family. Money is given to us...

How often do you find yourself unable to stick to your budget all because you can’t get yourself to fill out a simple ledger or better said track your spending? In today’s episode you are going to get a look at the system I used not only to keep track of my own spending, but that I coach on and you could have as well when you book a Financial Strategy session with me. We are going to dive into what it looks like to track your finances so that you can start sticking to your budget today. Just...

Hey Mama, it is officially 2024, and it’s the perfect time to start getting your finances in order so that you can confidently walk though the new year. That is why I thought today would be the perfect day to walk you through my journey of becoming a one income family. There are so many great lessons and ah ha moments that have not only changed the way I do budgeting, but have transformed my finances into what they are today. This transformation has given us the tools and ability to make...

In today’s episode I’m going to take you through my Christmas Budget. I am going to share my wins and my losses, what I could have done differently and how I can use that information to up my monthly budgeting game. So, whether you are cleaning up from Christmas, of which I hope you had a great Christmas, or if you are finally getting to relax after all of the hustle and bustle, grab a nice warm drink, take 5 with me and let’s dive into how I did with my Christmas Budget so that you can do...

I think the famous and almost annoying phrase that we hear on the daily is there are only 24 hours in a day and no matter how irritating it may be to hear, we still feel it. When we are trying to cram everything we can into one day, overwhelm and burnout and eventually convince us to quit. That is why in this episode I am going over 3 budgeting Systems  that are not only going to save you time, but will save you time, money and help you easily stick to your budget.    Xo  Molly    P.S. I want...

How long does it take you to pay your bills? What if you could do it in 5 min? Today’s episode is going to change how you pay your bills forever. It’s going to take away the stress, it’s going to take away the guesswork, it’s going to give you back your time but more importantly it’s going to make sure that all your bills are paid and paid on time! This system will help ease up that mental stress caused by your finances by making it simple and less hands on. The only time you will have to get...

The one constant that we can come to expect in our financial journey is the unexpected. You work so hard to stick to your budget so that you can save money, hit those goals and so much more. But what you don’t plan for because let’s be real, it’s not fun, are the unexpected events, or better said emergencies.    You don’t want to think about things going wrong. You don’t want to think about losing a loved one. When you sit down to plan, it’s for that perfect life that goes without kinks and...

Have you ever asked yourself why they say you should do a Financial Audit? I know how difficult it can be and how painful it can be to bring up all of the emotions that come with spending money, but it’s so important to do.    In today’s episode we are talking about why you should be auditing your expenses. So that you have the tools to set yourself up financially. So that you can make smarter, more concret financial decisions that will take you further on your journey and really start you...