Three months after mass layoffs began across America, 20 million Americans remain out of work because of the pandemic. Federal employment benefits are about to run out, and Congress can’t agree on more financial help. We called people struggling with unemployment to hear how they are doing. Guest: Julie Creswell, Sabrina Tavernise and Ben Casselman, reporters at The New York Times, spoke with Nicolle Nordman, Analía Rodríguez and Nakitta Long about being laid off. For more information on today’s episode, visit nytimes.com/thedaily  Background reading: Some people have started to return to work, but the recovery is uneven. More than a million new jobless claims continue to be filed each week, and certain industries are far outpacing others in the rebound from the mass job losses in April.The unemployment rate isn’t the whole story when it comes to understanding the economic impact of the pandemic.