After a painstakingly slow start, the financial system is now digitising fast. Alice Fulwood, The Economist’s US finance correspondent, and host Rachana Shanbhogue explore the different emerging models shaping the future of money and payments.  With David Marcus, head of Facebook Financial and Novi, its new digital wallet system; Benoît Cœuré, head of innovation at the Bank for International Settlements, a club of central banks; and Lex Sokolin, head of decentralised finance at ConsenSys, a blockchain software firm. Sign up for our new weekly newsletter dissecting the big themes in markets, business and the economy at economist.com/moneytalks  For full access to print, digital and audio editions, subscribe to The Economist at www.economist.com/podcastoffer   See acast.com/privacy for privacy and opt-out information.