Announcement: I will take a break from the podcast, so there will not be any more episodes for an undefined period. I will publish a few more articles this month on the blog but will keep it quieter after that. Joney Talks! is not going anywhere (like Paris I do not want to keep it one hundred 😉), I simply want to rethink how I can serve you better to help you on your financial journey: Should I start a Youtube channel? Have video interviews? Launch a financial coaching practice? Focus on...

In today’s episode, we will speak to my friend Kyle from The Impact Investor. Impact investing along with ESG investing and Social Responsibility Investing are terms you may have heard of lately, but what do these different terms mean and how can you contribute to a positive impact through investing? Together with Kyle, we will discuss how we can have a positive impact through investing,(and if this way of investing is profitable at all), how we can manage our daily purchase decisions and...

In today’s episode, we will speak to my friend Anna, who is an Investor Relations Specialist at Robocash, a P2P lending investing platform. Online peer-to-peer lending platforms are gaining popularity as they are giving investors an alternative form of investing their money. But they also get a bad reputation due to scams, and there is the ethical dilemma one can face when investing in them. So what is peer-to-peer lending all about? And is it safe at all to invest in those...

In today’s episode, we will speak to my friend Yoran co-founder of Curvo.eu a Belgian investing platform. While there is a lot of information out there on investing in general, ETFs, brokers, and individual stocks, it still takes a lot of effort and commitment to get started. And then if you live in an amazingly complex and surrealistic country like Belgium things are even more tricky 😅! These are some of the issues we will talk about with Yoran. He actually struggled a lot to compile the...

In today’s episode, we will speak to my good friends Dragon Gal and Dragon Guy from the Dragons on FIRE. We recorded an episode 2 years ago (time flies!) as Dragon Guy was about to retire early from his career while Dragon Gal already was retired. I thought it would be interesting to follow-up with them on how they experienced their early retirement especially with the pandemic that hit just a couple of months into this early retirement! We will also talk briefly about the Minimalism...

In today’s episode, we will speak to my friend Hrish, Co-founder and CEO of SuperWorld. With the recent popularity of Non-Fungible Tokens (NFT), I was looking for someone very knowledgeable to guide us through this new "phenomenon". I was very fortunate to be put in contact with Hrish as he will explain what NFTs are, what the potential use cases are, and how for example NFTs play a role in SuperWorld. Superworld is a virtual real estate platform where you can buy any piece of land with...

In today’s episode, we will speak to my friend Siyana from Before & After. As a child, Siyana already enjoyed decluttering her books and toys. This passion has stayed with her up to this day and this eventually lead her to launch her professional organizing business here in Luxembourg. We will discuss how she helps her clients organize their belongings, what the benefits of organizing your stuff can mean to you, and of we will of course make the parallel with managing our...

In today’s episode, we will speak to my friend Mr. Wealthster from The Wealthster. He is a London-based personal finance blogger and started his journey to Financial Independence 3 years ago. His journey to FI started by being fed up with his job,  but was that reason enough to wish to retire, or did he simply need a new job? We will talk about how he changed his mindset about his career, his finances and we will go into the detail of his newfound plan to reach financial independence...

In today’s episode, we will speak to my friend Giovanna or "Gigi" from The First Gen Mentor. Gigi is a first-generation American who recently left her 9-5 job to launch her Personal Finance business. Her goal is to empower first-gen Americans through financial literacy. Gigi will share with us how she came to launch her business thanks to TikTok in only a couple of months. And secondly, we will as well have a very eye-opening discussion on the financial struggles of first-generation...

In today’s episode, we will speak to my friend Mathias from The Financial Independence Europe Podcast. I am a regular listener to his podcast and if you live in Europe, I highly recommend it to you as well. He was recently featured in a documentary on Financial Independence on Arte. In this documentary, he opens the doors to his house and to his journey to financial independence.  We will reflect back on the documentary and Mathias will share his views and his way to reach financial...

In today’s episode, we will speak to my friend Liz from Kitchen Table Finances. I have known Liz for a while and met her 2 years ago at Fincon in Washington D.C. She is passionate about personal finance and wants to make it something that you could discuss simply at the kitchen table. Next to that, ever since she was young she has always had the entrepreneurial fiber and so side hustling became a natural part of her life. While there is no real need for it, she really enjoys it and, this...

In today’s episode, we will speak to my friend Mike Cavaggioni from Average Joe Finances. Although he leads a busy life, he is a pro side hustler! He runs a podcast, is a finance coach, holds a real estate license, and is a father of 2 next to his career in the Navy. After discussing his background and setting the scene, we will tackle the topic of side hustling: Why he started these side activities, what some of the non-monetary benefits are, how Mike manages himself around time (yes, I...

In today’s episode, we will speak to my friend Chris Mamula from Can I Retire Yet?. Chris is a physical therapist who retired at the young age of 41 (!). Yes, that is indeed about 25 years before the traditional age for retirement but contrary to popular belief, this does not mean he lived a life of deprivation in order to save and invest aggressively. Chris will share his unconventional journey to this early retirement, the excellent financial decisions he made along the way but as well,...

In today’s episode, we will speak to my friend Jesse from The Best interest. When I heard him speak on Michelle is Money Hungry's Podcast I thought, I want this guy here too. Jesse has a talent for explaining complex matters in simple terms especially when it comes to investing as you will hear. We will talk about how to overcome the mental barriers to start investing in the stock market: How to start from what you know and move to better investing decisions, why you should invest in the...

Hola amigos,  Quick episode to announce that the podcast is starting again from this Thursday the 16th of September. Can't believe it's already been 2 years since the first episode, time flies right? Anyway, for this season 3, you can expect new fresh episodes with amazing guests delivered straight to your favorite podcast app! We will talk investing, personal finance, money mindset, career tips, Financial independence, cryptocurrency, you name it. And of course, do not hesitate to ask for...

ANNOUNCEMENT: Today is this season’s last podcast episode. Like last year, I am taking a break from podcasting for the summer and the show will be back in September with new fresh interviews. I will nevertheless remain active on social media and will publish a couple of articles on the blog throughout the summer. Thank you all 🙏 for spending your valuable time listening to the show, sending in questions and topic requests, and sharing episodes around you! It all means a lot to...

In today’s episode, we will speak to my friend Jessie from Metalhead Money. Although by normal standards she has a full-time job and performs music on the side, She is a full-time artist (this will make sense throughout the episode). Jessie will share her money lessons from her many years of experience as an artist. We will deal with how to organize your finances and monetize your art, how you can stand out as an artist today, and finally how you should consider your day job and identity...

In today’s episode, we will speak to my friend Emanuel who founded a Crypto Facebook group back in March (2021) We have all seen the recent headlines and impressive run-up of Bitcoin and other cryptocurrencies since the end of last year. It certainly got people interested again since the highs of December 2017, and I was looking for someone to shed some light on the recent events. The crypto space is not only about the Bitcoin price and the headlines, as you will hear many things are also...

In today’s episode, we will speak to my friend Alisa. She is a brilliant career coach and excels at illustrating how she helps her clients as you will hear. If you work in a corporate job, you have probably been there: Performing and delivering beyond expectations and even hinting to your manager that you look for a move up but somehow when the time came you were passed over for that next promotion. This is exactly what we will tackle today: How you can position yourself for that next...

In today’s episode, we will speak to my friend Steve from The Frugal Expat. Steve is a personal finance blogger. As the name of his blog implies we will talk about frugality: What that means, the difference between frugality and being cheap, the benefits of frugality, and how you can embrace a frugal lifestyle. This is a lifestyle I have adopted myself for a long time now (but it was not always the case 😅) and I think more of us should too. So yes, I am very excited to share this...

In today’s episode, we will speak to my friend Laura Oldanie from Rich and Resilient Living. Laura is a wealth coach, but not your ordinary one,...she is a socially conscious wealth coach. She helps her clients with investment decisions that have positive impacts on their financial bottom line but as well that offer positive impacts (or returns) on people and our planet. Laura will explain these concepts in detail and we will explore how we can impact the people in our communities, our...

In today’s episode, we will speak to my friend Valerie from the Wellness and Wanderlust podcast. Money is an essential pillar in your life and the main focus of this blog and podcast. Of course, as I always like to point out on social media, "Health Before Wealth", it is important to be in a good place physically, mentally, and even spiritually if that applies to you as well. Otherwise without that solid foundation first, you can earn as much as you want you will never reach a place of...

In today’s episode, we will speak to my friend Ilona from The Money Memories Podcast. Ilona's cool podcast is about having her guests share their impactful money memories and reflect on them. After we met online and chatted, I thought well, Ilona why don't you come here to tell us about YOUR money memories! Ilona's money memories will take us from a mathematical error at the bank, her frugal upbringing and approach to money to her realizing that "hey, I need to start making a plan with my...

In today’s episode, we will speak to my friend Tanel the CEO of Reinvest24. Reinvest24 is an Estonian real-estate crowdfunding platform that has been on the market for a little over 3 years (I have used it for about 1 year now without any issues). Tanel will give us an update on the Real Estate Crowdfunding space in Europe and how the platforms have performed during the last turbulent year. He will also provide us with an update on Reinvest24 and why they are now expanding to Spain and...