Keeping track of your spending, savings goals, and all things money might sound daunting, or even boring. Why not make it fun instead? Set a weekly/monthly/quarterly date to go over your finances! Remember, you are the Chief Financial Officer of your life. I'll share how I go on money dates as well. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future...

I'm a big fan of using time out, not only for kids, but also for myself. It's great to unplug, decompress, and tune inward to analyze before tackling an issue. I'll explain how. Also, I'm giving an update on where I've been these last couple weeks.  *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG:...

Every parent wants their child to be "well behaved", but children have their own agendas! Especially for young children navigating a new world full of restrictions, it can be difficult. I'll share tips on helping your child follow your directions and regulate their emotions. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website:...

I'm working my way to debt freedom. I'll outline everything I have done to contribute to my payments, including how I cut costs, got creative with gifts, and use rewards programs. My biggest secret weapons have been zero-based budgeting and using sinking funds for upcoming major expenses. In a few months, I'll have given myself a permanent raise by becoming debt free, and plan to focus on increasing my saving, investing, and donations to charity. *Dr. Traci is a licensed psychologist,...

Did you know that there is psychology involved in the design of credit cards? And that someone's job is to create your bank account webpage in a way that makes you spend more? I'll explain how interest rates work, how credit cards trick us all, and how to be a responsible credit card user. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website:...

With long work hours, demanding family responsibilities, and pressure to engage in self care, it can seem overwhelming trying to strike a balance. Being able to take care of yourself and everything on your plate requires regularly checking in, reprioritizing, and making changes. It's actual a continuous cycle. I'll break down how to tinker with your systems so you run more smoothly. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is...

Here’s the ultimate checklist for adulting financially! I cover everything from budgeting, saving, and investing. Get more responsible with your money. Future you will thank you. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG: healthywealthyroots Clubhouse: hwr --- Send in a voice message:...

Single parents deserve family vacations too! It is a little harder with one brain managing the operation and one pair of hands to pack and carry all the things, but it is definitely doable. Here are some tips and tricks from a single mother by choice. Check out the website for more. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website:...

If you woke up tomorrow at peace with your money, what would be different? I offer practical steps to get there. Check out the website for more details and resources. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG: healthywealthyroots Clubhouse: hwr --- Send in a voice message:...

I'm back from a two week break. In this episode, I'm reintroducing myself to the new listeners and providing podcast updates. Thanks for growing with me! *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG: healthywealthyroots Clubhouse: hwr --- Send in a voice message:...

Paint, mud, play-doh, oh my! Yes, kids love getting messy. But did you know that messy play is important for child development? I'll explain how, as well as ways you can keep your sanity at the same time. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG: healthywealthyroots Clubhouse: hwr --- Send in a...

The paycheck-to-paycheck cycle has significant impacts on physical, financial, and mental health. That said, there are several factors that contribute to this cycle, including systemic inequalities. If I had my way, many people would make a lot more and/or the cost of living would match people's pay. In this episode, I'll outline a two-stage approach to bring this cycle to an end. Knowing what your financial responsibilities are and reducing your expenses will allow more room to save and pay...

You’re not alone in feeling anxious about the world reopening. We’ve been told for a year that other people can make us sick. I outline ways to manage your anxiety, including having a game plan for outings, deep breathing exercises, and planning for this reopening phase to take a while. Follow the guidance of the CDC by visiting cdc.gov *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and...

It can be uncomfortable and downright daunting to bring up conversations about money with your loved ones and friends. But, it does not have to be. I will outline psychological techniques that help keep the stress levels down and the conversation on track. It is important to be able to talk about money and these techniques can help. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and...

If this has been a struggle for you, you may be familiar with the dread, anxiety, guilt, or even shame you feel after you've said 'yes' to a request you don't actually want to do. I'll outline why you might be doing this and simple steps you can take towards saying 'no'. Begin taking better care of yourself. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future...

In this episode, I outline how to first contact a therapist you're interested in working with, as well as the things you may expect to happen leading up to your first session. Therapists do things differently, so your experience may vary. Check out the website and click on the 'Starting Therapy' tab for more information and resources. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and...

Destinee and I both used the same donor to conceive our children. She is a single mother by choice with toddler twins and another set on the way. On Episode 18, I talked about my journey to becoming a single mom by choice and Destinee is here on this episode to share her journey. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website:...

Staying the course can be hard! Especially when you have competing messages that make you think you're missing out on the fun other people seem to be having. Improve your financial discipline by automation, accountability, and tailoring your access. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG:...

Do you even remember the new year's resolutions you set? I'll be honest; I haven't visited my vision board since I made it. Well, we've got 9 months left in the year. Here are some guidelines to get you back on track. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG: healthywealthyroots Clubhouse: hwr ---...

How people move through the dating pool is directly linked to their childhood experiences. Knowing your attachment style will change the way you view your relationships. Resources are available on the website.  Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG: healthywealthyroots Clubhouse: hwr --- Send...

"Grinding", "chasing the bag", and pulling 12 hour work days aren't a sustainable way to live. Burnout is real and there are serious implications to your physical, emotional, and mental health. In this episode, the two questions I pose to you are: 1) What would happen if you did less? and 2) What/who is your motivation? Check out the website for ways to reduce your risk of burnout and to take better care of yourself. *Dr. Traci is a licensed psychologist, specialized in child, adolescent,...

When I first made a plan to pay off my debt, I anticipated it would take 2-3 years. Now I expect to be debt free just over a year after developing that plan. In previous episodes I outlined the ways I have reduced my expenses in order to increase my debt payments. I talk about some more of these tips here. I am using (mostly) a debt avalanche payoff method. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health,...

Sofie is a 24-year-old Latina who paid off her student loans in just over 2 years while living independently. She's here to share her story in the podcast's very first interview. While her approach won't work for everyone, she has insights that anyone with debt can benefit from. You can follow Sofie's journey on IG @savingwithsofie and on Clubhouse @sofieb *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health,...

Most of us have some form of privilege. Recognizing the ways in which we are privileged is step one to creating a better world. I highlight the history of this topic, forms of privilege, and ways in which you can use your privilege for good. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG:...

An honest conversation with my choice mom community. I'll share the ups and downs of our first year and some tips and life saving advice. *Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.* Website: www.healthywealthyroots.org IG: healthywealthyroots Clubhouse: hwr --- Send in a voice message: https://anchor.fm/healthywealthyroots/message