This week Nikki Bond joins us from Martin Lewis’ Money and Mental Health Policy Institute. Which was setup to specifically tackle the relationship between finances and mental health.   Kris and Nikki discuss many different subjects relating to finances and it’s impact on our mental health as well as the impacts the our mental health can have on our finances. As Kris said on the episode, he’s been in debt, he knows how it feels and you aren’t alone. If you have been impacted by the topics discussed on today’s episode please contact any of the following services and remember.   We’ve got your back   Help and Support | The Burnt Chef Project   Sign Up for the Money and Mental Health Community: https://www.moneyandmentalhealth.org/community/ Get Advice on Mental Health and Money (UK): Managing mental health and money : Mental Health & Money Advice (mentalhealthandmoneyadvice.org) Access Support (UK): Citizens Advice or StepChange Debt Charity - Free Expert Debt Advice. Access Support (USA): Debt Relief - Money Advice USA Access Support (Canada): Managing debt - Canada.ca and Home - Debt Advice Canada Access Support (Aus): Help when you're in debt | ACCC and Debt Advice Australia - Australia's Debt Advice Specialists (debt-advice-australia.com) Access Support (NZ): New Zealand Debt Management - The Treasury |and Debt management - reduce debts and get help - MoneyHub NZ