Why does PFC Canada concentrate on trying to be super frugal to save money, when we should really be focusing on increasing our income

My girlfriend (25 yo) believes she should not have to help with any bills in the house because I make more than her o, my girlfriend started a business 2 years and during that time I made sure I covered all bills, expenses, groceries, etc. It’s been 2 years later now and I gave her more than enough time to save some money for herself. Recently we have been kicking off because I asked her to cover the hydro bill ($100 a month) while I cover rent ($2350), internet ($70), and groceries ( Roughly...

my wife and I needed a secondary car. A lot of people suggested getting a fuel efficient civic, however we went into impulse mode and put a deposit on a new Lexus. We currently own a 2014 rav 4 which has no car payments. After 8 years we felt like we deserved a nice car before we turned 30. That was always my dream. We went from not having any car payments to $1100/month, I feel like now it’s too late to get the non refundable deposit $2500 from the dealership since they put a factory order...

Navigating a Relationship when one Partner owns a Property Hey everyone, long time lurker, first time poster! My friend (really!) has been dating this guy for a little over a year and they both each gross around $100k. My friend currently owns her own condo and has a significant amount of equity. They both started to look into homes to purchase together about a month ago. She was willing to put the down payment on this property and split the mortgage payments and other costs after closing....

Mortgage paid off, spouse wants a bigger house, I want to save for retirement

We're back with a new version of Simple Money Solutions.

How I Consume Books

SMS 100 - Your Path to Financial Independence

Learn MoreSMS 195 – Working for Money

Learn MoreSMS194 – Recessions… This One Will Be Different

4. Successful individuals have clear priorities. Having clear, well-defined priorities is the fourth of twenty-five things that successful people do. In this 25-part series, we’re spinning our original inspiration “25 Things Poor People Do That Rich People Don’t” into a more constructive and positive narrative help to guide our future actions and decisions. From 0:00 to […]

3. Successful individuals engage in family planning. Engaging in family planning is the third of twenty-five things that successful people do. In this 25-part series, we’re spinning our original inspiration “5 Things Poor People Do That the Rich Don’t Do” into something more constructive, positive, and inspirational to guide our future actions and decisions. In this […]

2. Successful people have a well-developed value system. In this episode we discuss: What a value system represents: Pre-made decisions (and decisions that you’ll never have to make again) An opportunity to never be a victim of temptation Something that should evolve as you go though life An opportunity to ensure that all of your […]

1. Do you understand the game? What is the game? The game of numbers. Poor people are quick to complain about why the entertainers earn so much money whereas a hardworking school teacher goes home with miserable pay. What they don’t understand is that wealth is attracted to numbers. Your earning is directly proportional to […]

Afterschoolaferica.com 25 Things That Successful People Do  // Poor People do that Rich People Don’t Introduction Episode Introduce the 25 concepts Listener experience Spinning the narrative – what you are rather then what you’re not Pursue things that challenge your current beliefs Being honest with yourself – what you are doing and what you really want […]

How school can set you up for failure Once upon a time If you remember your time back in post secondary school how you were sold the idea that if you get this diploma or degree the world would be waiting for you at the other end. Ways that we’re sold this In high school […]